SpendFlow Pro vs AtomicHabits

SpendFlow shows you exactly how much you can spend at a glance. No complex charts. No overwhelming reports. Just your real-time budget, aggregated across all your accounts. WHY SPENDFLOW Most budget apps show you what you spent last month. SpendFlow shows you what you can spend right now. We built this app for people who want one simple answer: "How much is left?" CORE FEATURES Real-Time Budget Tracking See your remaining budget update instantly as you log transactions. Know exactly where you stand across all accounts. Multi-Account Aggregation Checking, savings, credit cards, cash - all in one view. No more switching between apps or doing mental math. 3-Second Transaction Entry Log expenses faster than ever. Our streamlined input gets you in and out in seconds, not minutes. Smart Bill Reminders Never miss a payment again. Get timely alerts for upcoming and overdue bills. Zero-Based Budgeting Give every dollar a purpose. Allocate your income across categories and track your progress in real time. Financial Health Score Understand your financial wellness at a glance with our proprietary scoring system. Net Worth Tracking Monitor your assets and liabilities over time. See your wealth grow with beautiful trend charts. Intelligent Category Suggestions Our smart system learns your habits and auto-suggests categories, getting better with every transaction. WHO IS SPENDFLOW FOR - Young professionals who want simplicity over complexity - Multi-account holders tired of switching between apps - Anyone who just wants to know "how much can I spend today" - Families managing household budgets together - Students learning to manage their first budget WHAT MAKES US DIFFERENT Instant Clarity: Your remaining budget is the first thing you see, not buried in charts. Low Friction: Designed for speed. Log a transaction before you forget. Real-Time Updates: Budget progress that reflects your actual spending, not last month's data. Apple-Native Design: Built with SwiftUI for a smooth, native iOS experience. Privacy First: Your financial data stays on your device. No cloud required. GET STARTED TODAY Download SpendFlow and take control of your money in under 60 seconds. Set your monthly budget, add your accounts, and start tracking. It is that simple. Your money. Your budget. Your flow. Privacy Policy: https://spendflow.app/privacy Terms of Use: https://spendflow.app/terms Support: https://spendflow.app/support

Turn the things you want to do into small actions you can return to each day. Organize tasks, build habits, and make time to focus—all in one place. PLAN YOUR TASKS • Organize tasks into family, friends, and work categories, or customize their names. • Set priorities, due dates, and reminders to keep your next steps clear. • Start with built-in templates. Completed tasks stay collapsed until you choose to view them. • Import or export tasks as CSV files. BUILD HABITS AT YOUR OWN PACE • Describe the person you want to become, then set a full goal and a minimum version. • Record your progress and view streaks, practice rates, and a calendar of your activity. • On busy days, plan a smaller action around the time you have and record what you actually do. • Enable goal adjustment to see suggestions when eligible; you decide whether to try or adopt a change. TRY A SMALL EXPERIMENT In Habit Lab, write down a hypothesis and try changing one thing. After an observation period, review your progress and notes to discover what works for you. MAKE SPACE FOR ROUTINE AND FOCUS Combine habits into morning, evening, or custom routines. Use the Pomodoro timer for focused work and breaks, with an optional background photo and adjustable overlay. LANGUAGE AND DATA Use the app in Traditional Chinese, Simplified Chinese, English, Japanese, or Thai. Follow your device language or choose one manually. Tasks, habit records, and preferences are stored on your device. Task CSV files are not a complete backup of habits and settings. The app contains ads. Settings provide advertising privacy information, applicable consent choices, and a way to report inappropriate ads. Advertising services may process data needed to serve ads; see the privacy