LoanMate vs GerabPay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
LoanMate
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Take control of your finances with LoanMate, the ultimate loan and EMI calculator. Whether you are planning a mortgage, an auto loan, or a personal loan, LoanMate provides accurate and instant calculations. Key Features: - Calculate EMI, total interest, and total payment. - Compare two different loans side-by-side. - View detailed monthly amortization schedules. - Save and manage your favorite loans. - Dark Mode and seamless offline experience. Plan smarter and become debt-free faster with LoanMate!
GerabPay
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GerabPay is the official mobile banking app of Gerab Financials Limited โ designed to put complete control of your finances in your hands. ACCOUNTS & BALANCES โข View all your deposit and loan accounts in one place โข Check real-time balances and account details TRANSFERS & PAYMENTS โข Send money to any GerabPay account or to saved beneficiaries โข Transfer to other banks in Bhutan โข Scan and pay with QR, or share your own QR to receive money โข Mobile recharge for B-Mobile and TashiCell LOANS โข View loan details, outstanding balances and EMI information STATEMENTS & INSIGHTS โข View and search your account statements โข Track incoming and outgoing money by week, month and year SECURITY โข Biometric login (Face ID / fingerprint) โข Bhutan NDI identity verification โข G-Pin for login and T-Pin for every transaction โข End-to-end encrypted communication with the bank NOTIFICATIONS โข Instant alerts for your transactions โข Choose which notifications you receive PROFILE & SETTINGS โข Manage your accounts and default account โข Light and Dark mode โข Available in English and Dzongkha GerabPay โ banking made simple, safe and accessible.
Screenshots
Verdict
The clearest difference is in-app purchases: GerabPay at none against LoanMate's 1. GerabPay also leads on ads (none vs shown). LoanMate's advantage is update cadence (every 2 weeks vs every 2 months) and device support (3 vs 1). On price there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. LoanMate sells 1 one-off in-app purchase. GerabPay asks for nothing beyond the download.
LoanMate ships an update every 2 weeks, GerabPay every 2 months. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.
| Parameter | LoanMate | GerabPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks โ better | Every 2 months |
| Ads | Yes | No โ better |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 69 MB | 37 MB |
| Age rating | 12+ | 4+ |
| Developer | KHANH HA DANG | Gerab Financials Limited |
In-app purchases
LoanMate
- Premium Version$2.99
GerabPay
No in-app purchases









