Comparison

LoanMate vs GerabPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

LoanMate

Features
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Take control of your finances with LoanMate, the ultimate loan and EMI calculator. Whether you are planning a mortgage, an auto loan, or a personal loan, LoanMate provides accurate and instant calculations. Key Features: - Calculate EMI, total interest, and total payment. - Compare two different loans side-by-side. - View detailed monthly amortization schedules. - Save and manage your favorite loans. - Dark Mode and seamless offline experience. Plan smarter and become debt-free faster with LoanMate!

About

GerabPay

Features
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GerabPay is the official mobile banking app of Gerab Financials Limited โ€” designed to put complete control of your finances in your hands. ACCOUNTS & BALANCES โ€ข View all your deposit and loan accounts in one place โ€ข Check real-time balances and account details TRANSFERS & PAYMENTS โ€ข Send money to any GerabPay account or to saved beneficiaries โ€ข Transfer to other banks in Bhutan โ€ข Scan and pay with QR, or share your own QR to receive money โ€ข Mobile recharge for B-Mobile and TashiCell LOANS โ€ข View loan details, outstanding balances and EMI information STATEMENTS & INSIGHTS โ€ข View and search your account statements โ€ข Track incoming and outgoing money by week, month and year SECURITY โ€ข Biometric login (Face ID / fingerprint) โ€ข Bhutan NDI identity verification โ€ข G-Pin for login and T-Pin for every transaction โ€ข End-to-end encrypted communication with the bank NOTIFICATIONS โ€ข Instant alerts for your transactions โ€ข Choose which notifications you receive PROFILE & SETTINGS โ€ข Manage your accounts and default account โ€ข Light and Dark mode โ€ข Available in English and Dzongkha GerabPay โ€” banking made simple, safe and accessible.

Screenshots

LoanMate4 screens
GerabPay4 screens

Verdict

The call

The clearest difference is in-app purchases: GerabPay at none against LoanMate's 1. GerabPay also leads on ads (none vs shown). LoanMate's advantage is update cadence (every 2 weeks vs every 2 months) and device support (3 vs 1). On price there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. LoanMate sells 1 one-off in-app purchase. GerabPay asks for nothing beyond the download.

UpkeepUpdate frequency

LoanMate ships an update every 2 weeks, GerabPay every 2 months. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard5 real differences ยท 1 level
LoanMate versus GerabPay: the parameters behind the verdict, then further details
ParameterLoanMateGerabPay
PriceFreeFree
Update frequencyEvery 2 weeks โ€” betterEvery 2 months
AdsYesNo โ€” better
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size69 MB37 MB
Age rating12+4+
DeveloperKHANH HA DANGGerab Financials Limited

In-app purchases

1 purchases

LoanMate

One-time1
  • Premium Version$2.99
None

GerabPay

No in-app purchases

Questions

Is LoanMate free?
LoanMate is free to download, with in-app purchases available.
Is GerabPay free?
GerabPay is free to download, with no in-app purchases.
Do LoanMate or GerabPay have ads?
LoanMate shows ads; GerabPay does not.
Which is updated more often, LoanMate or GerabPay?
LoanMate ships an update every 2 weeks, and GerabPay every 2 months. Most recently, LoanMate was updated on November 5, 2026 and GerabPay on November 6, 2026.

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