BNB MPay vs GerabPay

BNB MPay is a mobile banking application of Bhutan National Bank Limited. It provides features that enables easy and convenient banking without the hassle of having to visit the bank. BNB Mpay brings you the best in mobile banking, giving you a secure and easy way to manage your money on the go with instant sign-up using your mobile number. Features: • Instant Sign-Up. • Set a 4-digit Login Password and transaction TPIN(Remember this Password and mPIN, do not share it with anyone). • View account balance, mini-statement and transaction details for all your savings and current accounts. • Immediate fund transfers to your own accounts in BNB, to customers in BNB and to customers in other banks in Bhutan. • Transfer funds using beneficiary's mobile number (for BNB account holders only) or account number. • Stay in control of your accounts using Transaction Notifications. • Instantly activate, lock, cancel and change your PIN. • Temporarily block and unblock your debit card. • Modify your debit card daily spending limits as per your needs (within Nu. 40,000/day). • Block/Unblock your debit card on different terminals (ATM/POS). • View your debit card activity history. • Manage your beneficiaries: Add beneficiary using mobile (for BNB account holders only) or account number, delete beneficiary and view beneficiary. • Scan & Pay instantly to merchant using Merchant Pay. • Scan & Pay instantly to your friends and family using individual QR code. • Prepaid mobile recharge for BT and TashiCell. • Pay your postpaid mobile and leased line bills for TashiCell. • Pay your BPC electricity bill instantly, • Pay your Credit Card bill instantly. • Pay your DrukCom TV bill. • Loan Details: View your loan details • Loan Payments: Pay yours and others loan EMI instantly. • Offline request: Cheque book, ATM debit card and Account statement. • Calculator: Term Deposit, Recurring Deposit, Loan • Contact information of the bank with instant call facility to BNB contact center. • Real time ATM and Branch locator: find your nearest BNB ATMs and branches. • Rate the application to give us feedback to improve your mobile banking experience. • Avail offline request such as debit card request and cheque book request. To allow us to give you a superior experience, we need your permission to access the following: • Location: To display the nearest ATMs/Branches. • Phone: To allow calling BNB Bank Contact center from the app. • SMS: To send an activation SMS from your device. • Camera: To scan the QR codes. • Phone status and Identity: To generate a phone ID. Charges: Registration and transactions in BNB Mpay are absolutely FREE of cost. However, in the future if any charges are applied for any up-coming features, you will be notified through SMS or it will be announced in the BNB website. Data charges from your mobile service provider may apply. To discover all the BNB MPay app features, you should have a BNB account. Don’t bank with us? You can open an account by visiting your nearest BNB branch or extension. For any feedback, queries or issues pertaining to BNB Mpay application please write to contact@bnb.bt or call us @ 6070

GerabPay is the official mobile banking app of Gerab Financials Limited — designed to put complete control of your finances in your hands. ACCOUNTS & BALANCES • View all your deposit and loan accounts in one place • Check real-time balances and account details TRANSFERS & PAYMENTS • Send money to any GerabPay account or to saved beneficiaries • Transfer to other banks in Bhutan • Scan and pay with QR, or share your own QR to receive money • Mobile recharge for B-Mobile and TashiCell LOANS • View loan details, outstanding balances and EMI information STATEMENTS & INSIGHTS • View and search your account statements • Track incoming and outgoing money by week, month and year SECURITY • Biometric login (Face ID / fingerprint) • Bhutan NDI identity verification • G-Pin for login and T-Pin for every transaction • End-to-end encrypted communication with the bank NOTIFICATIONS • Instant alerts for your transactions • Choose which notifications you receive PROFILE & SETTINGS • Manage your accounts and default account • Light and Dark mode • Available in English and Dzongkha GerabPay — banking made simple, safe and accessible.