Spent. vs Orbit Spending

A private AI expense tracker — receipt scanning, natural-language logging, monthly budgets, and instant answers about your spending, all running entirely on your iPhone. No account. No cloud. No tracking. Meet Lil Bit, the little on-device bookkeeper inside Spent. Snap a receipt and Lil Bit reads the merchant, amount, and date. Jot "lunch 12" and it's logged. Ask "how much on food this month?" and get an answer in seconds. Everything happens on your device — nothing is ever uploaded. BANK NOTIFICATIONS — NEW Your bank already tells you when you've paid. Spent can turn that notification into a transaction waiting for your OK. Add the ready-made shortcut, choose the app your bank's alerts come from, and show Spent one real notification by tapping the amount and the merchant. Every payment after that lands in a review list, to approve one at a time or all at once. No bank login, no connection to your bank, no server. Requires iOS 27. BUDGETS Set a monthly limit for any category and Insights draws a quiet bar under it: under, near, or over, you see where you stand at a glance. No guilt — just the number, the limit, and the bar. Per-currency, and included in your backups. ASK LIL BIT Tap the Lil Bit coin and ask about your money in plain English: • "Summarise last month" — totals plus your top categories and merchants • "How much on food this month?" — any category, any period • "Am I over budget?" — your budgets, checked in a tap • "What's my biggest expense?" — your largest single spend, instantly • "What's my balance across accounts?" — every account, at a glance Every answer is computed on-device. Your questions never leave your phone. WHY SPENT. • 100% on-device AI — works offline, on a plane, anywhere. Your finances never leave your phone. • No account, no sign-up, no ads, no trackers. Open it and start. • You stay in control — every AI entry is yours to confirm before it saves. WHAT YOU CAN DO • Log transactions from your bank's notifications (iOS 27) • Set monthly budgets per category • Ask Lil Bit — get instant, on-device answers about your spending • Scan receipts — AI fills in the details; view or share the original anytime • Type naturally — "coffee 5", "groceries 80", and Spent. gets it • Track expenses, income, and transfers across multiple accounts • Multi-currency — each account in its own currency, no surprise conversions • Insights — see where your money goes by category and merchant, month over month • Home Screen widget — log, scan, or ask in one tap; shows no data by design • Recurring transactions, duplicate detection, and smart merchant memory • Privacy mask — hide every balance with one tap • Siri & Shortcuts — log spending hands-free • Your data stays yours — export a full backup anytime PRIVACY BY DESIGN Spent. has no server. There's no account to create and no data to leak, because nothing is collected in the first place. The AI runs locally on your iPhone — your receipts, balances, and habits stay with you. Free for manual tracking, bank notifications, receipt-OCR scanning, budgets, and insights. Unlock on-device AI extraction and Lil Bit's chat with a single one-time purchase — no subscription, ever. Your expenses, tracked privately.

Orbit tracks your spending automatically. Set up a one-time Shortcut and every Apple Pay purchase logs itself the moment you tap to pay: amount, merchant, and card, without ever opening the app. No bank logins. No spreadsheets. No typing in receipts. TRACKING THAT DOES ITSELF • Apple Pay purchases import automatically, in the background • Merchant logos and smart categorization keep your list tidy • Cash or card purchases add manually in seconds • See where a purchase happened on a map KNOW WHAT YOU CAN SPEND • Monthly budget with a daily allowance that updates as you spend • Everyday-spending mode that ignores fixed costs like rent • Recurring payment tracking so subscriptions never surprise you • Alerts for budget limits, large purchases, upcoming charges, plus a weekly summary • Home Screen widget with your month at a glance SET UP IN A MINUTE Sign in with Apple, Google, or email, follow the guided setup, and your next tap-to-pay purchase tracks itself. Your history syncs to your account, so a new phone picks up right where you left off. PRIVATE BY DESIGN No analytics, no ads, no selling your data. Purchase locations never leave your device. Face ID lock and in-app account deletion included. Orbit is free.