Comparison

Spent. vs ExpenseMax

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spent.

This private expense tracker uses on-device AI to log spending, scan receipts, and provide instant answers about your finances. Set monthly budgets and track your money without an account or cloud storage.

Highlights
  • On-device AI expense tracking
  • Receipt scanning with AI extraction
  • Natural language logging
  • Monthly budgeting per category
  • Instant spending insights
  • No account or cloud required
  • Multi-currency support
Features
Read full description

A private AI expense tracker — receipt scanning, natural-language logging, monthly budgets, and instant answers about your spending, all running entirely on your iPhone. No account. No cloud. No tracking. Meet Lil Bit, the little on-device bookkeeper inside Spent. Snap a receipt and Lil Bit reads the merchant, amount, and date. Jot "lunch 12" and it's logged. Ask "how much on food this month?" and get an answer in seconds. Everything happens on your device — nothing is ever uploaded. BUDGETS — NEW Set a monthly limit for any category and Insights draws a quiet bar under it: under, near, or over, you see where you stand at a glance. No guilt — just the number, the limit, and the bar. Per-currency, and included in your backups. ASK LIL BIT Tap the Lil Bit coin and ask about your money in plain English: • "Summarise last month" — totals plus your top categories and merchants • "How much on food this month?" — any category, any period • "Am I over budget?" — your budgets, checked in a tap • "What's my biggest expense?" — your largest single spend, instantly • "What's my balance across accounts?" — every account, at a glance Every answer is computed on-device. Your questions never leave your phone. WHY SPENT. • 100% on-device AI — works offline, on a plane, anywhere. Your finances never leave your phone. • No account, no sign-up, no ads, no trackers. Open it and start. • You stay in control — every AI entry is yours to confirm before it saves. WHAT YOU CAN DO • Set monthly budgets per category • Ask Lil Bit — get instant, on-device answers about your spending • Scan receipts — AI fills in the details; view or share the original anytime • Type naturally — "coffee 5", "groceries 80", and Spent. gets it • Track expenses, income, and transfers across multiple accounts • Multi-currency — each account in its own currency, no surprise conversions • Insights — see where your money goes by category and merchant, month over month • Home Screen widget — log, scan, or ask in one tap; shows no data by design • Recurring transactions, duplicate detection, and smart merchant memory • Privacy mask — hide every balance with one tap • Siri & Shortcuts — log spending hands-free • Your data stays yours — export a full backup anytime PRIVACY BY DESIGN Spent. has no server. There's no account to create and no data to leak, because nothing is collected in the first place. The AI runs locally on your iPhone — your receipts, balances, and habits stay with you. Free for manual tracking, receipt-OCR scanning, budgets, and insights. Unlock on-device AI extraction and Lil Bit's chat with a single one-time purchase — no subscription, ever. Your expenses, tracked privately.

About

ExpenseMax

Features
Read full description

See where your money really goes and keep more of it. ExpenseMax tracks your spending and quietly flags the money slipping away: forgotten subscriptions, sneaky price hikes, and the small daily leaks you never notice. Then it shows you exactly where to cut and save. Private, offline, no ads. CATCH MONEY LEAKS Most apps just show what you spent. ExpenseMax shows what's draining your money. Subscriptions you forgot, price increases, and overspending against your budget. TRACK EVERYTHING, EFFORTLESSLY Log expenses in seconds. Keep every bill and subscription in one place. Scan receipts right on your device. UNDERSTAND YOUR SPENDING See trends week to week, spot where your money goes, and find exactly where to save with clear charts and a spending heatmap. REACH YOUR GOALS Set savings goals with deadlines and watch real progress. Spend without guilt, because you always know where you stand. PRIVATE BY DESIGN Your financial data never leaves your phone. No account, no tracking, no ads. Works completely offline. Privacy Policy: https://cinderhound.com/privacy/expensemax Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spent.4 screens
ExpenseMax4 screens

Verdict

The call

Spent. and ExpenseMax are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spent. sells 1 one-off in-app purchase and ExpenseMax sells 4 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spent. ships an update fortnightly, ExpenseMax every 2 weeks. The most recent releases landed on September 17, 2026 and August 23, 2026 respectively.

ScorecardNo meaningful differences
Spent. versus ExpenseMax: the parameters behind the verdict, then further details
ParameterSpent.ExpenseMax
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.617.0 — better
Further details — not scored
Size31 MB6 MB
Age rating4+4+
DeveloperChee Leong CHONGIvan Mlynek

In-app purchases

1 purchases

Spent.

One-time1
  • On-device AI$7.99
4 purchases

ExpenseMax

Subscriptions3
  • ExpenseMax Pro Monthly$7.991 Month
  • ExpenseMax Pro Yearly7 Days trial$36.991 Year
  • Pro Yearly Winback1 Year trial$36.991 Year
One-time1
  • ExpenseMax Pro - Lifetime$99.99

Questions

Is Spent. free?
Spent. is free to download, with in-app purchases available.
Is ExpenseMax free?
ExpenseMax is free to download, with in-app purchases available.
Do Spent. or ExpenseMax have ads?
Neither Spent. nor ExpenseMax shows ads.
Which is updated more often, Spent. or ExpenseMax?
Spent. ships an update fortnightly, and ExpenseMax every 2 weeks. Most recently, Spent. was updated on September 17, 2026 and ExpenseMax on August 23, 2026.

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