Comparison

Until Payday vs TrueForecasting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Until Payday

Features
Read full description

See how upcoming bills and everyday spending could affect your balance before your next payday. Until Payday is a private cash-flow calendar for people who care about timing. Add the balance shown by your bank, schedule your income and bills, and record planned or completed spending. The app projects your balance across the days ahead so tight dates are easier to spot early. PLAN UNTIL YOUR NEXT PAYDAY - See how many days remain until you are paid - Check the lowest expected balance before payday - See the total value of bills due before you are paid - Follow the projected balance after each upcoming entry PUT MONEY ON THE RIGHT DATES - Add weekly, fortnightly, monthly and one-off income - Schedule recurring and one-time bills - Record income, expenses and planned spending - Open any calendar date to see what changes that day STAY IN CONTROL - Mark individual bill occurrences as paid - Choose your preferred currency and colour theme - Back up and restore your complete plan - Keep everything on your device with no bank connection FULL ACCESS — ONE-TIME PURCHASE - Unlimited paydays - Unlimited activity entries - Recurring bill reminders - CSV activity export Start free, then unlock Full Access with one purchase. No subscription.

About

TrueForecasting

This app projects your future checking account balance day by day, helping you anticipate low points and plan accordingly. It allows manual input of income, bills, and goals without linking to your bank for enhanced privacy.

Highlights
  • Day-by-day balance forecasting
  • Low balance alerts
  • Recurring transaction management
  • Goal tracking
  • Spending budget envelopes
  • Cash flow trends
Features
Read full description

TrueForecasting shows you what your balance will be — not just what it is today. Most money apps look backward. TrueForecasting looks forward: it projects your checking balance day by day, so you can see a low point coming weeks before it happens and plan around it. NO BANK LINKING. You add your income, bills, and goals once — we do the math. Your financial data stays tied to your account, not pulled from your bank. Private by design. WHAT YOU CAN DO • Forecast — scroll day by day into your future balance. Tap any item to mark it paid, skip it, or reschedule. • See it coming — get a heads-up before your balance runs low. • Recurring made easy — paychecks, rent, subscriptions, debt payments, quarterly and annual bills, custom schedules. Set it once. • Goals — cap a category's spending, reach a savings balance, or pay off debt, and watch your progress. • Allowances — give a category a budget envelope that drains as you spend. • Trends — rolling cash flow, where it's headed, and tap any day to see what made it move. PRO TrueForecasting is free to start. Pro unlocks the full forecast and planning tools. • Monthly: $2.99 / month • Yearly: $19.99 / year • Includes a 7-day free trial. TrueForecasting Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless canceled at least 24 hours before the end of the current period; your account is charged within 24 hours prior to renewal. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://api.trueforecasting.app/legal/terms Privacy Policy: https://api.trueforecasting.app/legal/privacy

Screenshots

Until Payday4 screens
TrueForecasting4 screens

Verdict

The call

The clearest difference is iOS requirement: TrueForecasting at 16.0 against Until Payday's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Until Payday sells 1 one-off in-app purchase and TrueForecasting sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Until Payday versus TrueForecasting: the parameters behind the verdict, then further details
ParameterUntil PaydayTrueForecasting
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS26.016.0 — better
Further details — not scored
Size2 MB46 MB
Age rating4+4+
DeveloperDavid MendezBryan Babb

In-app purchases

1 purchases

Until Payday

One-time1
  • Full Access$4.99
2 purchases

TrueForecasting

Subscriptions2
  • Pro Monthly7 Days trial$2.991 Month
  • Pro Annual7 Days trial$19.991 Year

Questions

Is Until Payday free?
Until Payday is free to download, with in-app purchases available.
Is TrueForecasting free?
TrueForecasting is free to download, with in-app purchases available.
Do Until Payday or TrueForecasting have ads?
Neither Until Payday nor TrueForecasting shows ads.

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