Net Worth Tracker vs Net Worth & Assets Tracker

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

Your net worth is one number — everything you own minus everything you owe. NetWorth turns scattered balances into that number, tracked over time, entirely on your iPhone: no bank login, no account, no internet required. Add each asset and liability by hand — cash, savings, brokerage, retirement, property, vehicles, crypto, plus mortgages, loans and cards — and the app does the accounting: a live personal balance sheet, a 0–100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up. WHAT YOU GET • Your real net worth on the opening screen — total assets minus total liabilities, with the change since your last snapshot • A 0–100 Financial Health score that tells you not just your number, but whether your debt load and cash buffer are sound • An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first • Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first $100k" shrink as you log • A wealth chart built from dated snapshots — save one after each payday and see years of progress in a single curve • An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more PERFECT FOR • Savers who want one honest number instead of eight banking apps • FIRE and debt-payoff planners tracking progress toward a dated target • Property, crypto or cash holders whose wealth never shows up in a bank feed • Anyone who refuses to hand their bank credentials to an aggregator WHY NOT JUST LINK MY BANK? Aggregator apps only see the accounts they can connect to — and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you. PRIVATE BY DEFAULT Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection — your balance sheet never leaves your phone. FULL ACCESS NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab — asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Add your first three accounts tonight — your net worth, health score and trend appear the moment you do. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia