Comparison

Net Worth Tracker vs Worva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 150+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Archive paused items without losing history • Reminders and total monthly spend at a glance AI INSIGHTS Overview: Ai projects your net worth trajectory from your real history. Spending: Ai surfaces patterns across your subscriptions and planned payments. Goals: Ai gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No servers, no ads, no analytics • Runs entirely on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • All themes and color palettes • iCloud sync across devices • Custom reminders • Ai Insights • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

About

Worva

Features
Read full description

Worva is a simple tracker for recording your net worth by hand. No bank connections — you enter your assets and liabilities yourself and watch your net worth change over time. Fully local / no sign-in Your data stays only on this device. No account, no cloud upload. Built for people who care about privacy. Add assets and debts by hand Organize cash, investments, real estate, precious metals, crypto and vehicles by category. Enter amounts down to the cent. Net worth trend graph Snapshots are plotted by their real date — an accurate timeline that never flattens your history, so you see your growth as it really happened. See your allocation A pie chart shows the share of each asset category, so you can tell at a glance where your wealth is concentrated. Export / import your data Back up to JSON or CSV and move your data when you change devices. Make managing your money simple and private. Start tracking your net worth with Worva. Terms of Use: https://show-ec09e.web.app/terms.html Privacy Policy: https://show-ec09e.web.app/privacy.html

Screenshots

Net Worth Tracker4 screens
Worva4 screens

Verdict

The call

The clearest difference is ads: Net Worth Tracker at none against Worva's shown. Worva's advantage is iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year and Worva sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
Net Worth Tracker versus Worva: the parameters behind the verdict, then further details
ParameterNet Worth TrackerWorva
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 9 days—
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size21 MB87 MB
Age rating4+4+
DeveloperAhzin Razalkota tada

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99
2 purchases

Worva

Subscriptions2
  • Premium (1 month)7 Days trial$4.991 Month
  • Premium (1 year)14 Days trial$49.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Worva free?
Worva is free to download, with in-app purchases available.
Do Net Worth Tracker or Worva have ads?
Worva shows ads; Net Worth Tracker does not.

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