Comparison

Net Worth Tracker vs Netaro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

About

Netaro

Features
Read full description

Every asset. Every debt. One net worth. Netaro brings your whole financial picture into one place: stocks, crypto, cash, property, pensions, commodities, valuables and the debts against them. No spreadsheets, no bank logins, no ads. TRACK EVERYTHING, PRIVATELY • Add accounts and holdings across every asset class: stocks, crypto, cash, property, commodities, equity, debt and valuables • Support for tax wrappers like ISAs, SIPPs and 401(k)s, with wrapper-aware liquidity • Your data lives on your device first. No bank credentials, ever. Your name and identity never leave the app. • No ads, no ad tracking, and analytics only if you opt in SEE YOUR NET WORTH CLEARLY • One dashboard for your total net worth, its history and what's driving it • Every holding priced and converted into your home currency • Clean charts that show what changed, when and why UNDERSTAND PORTFOLIO HEALTH Netaro turns your holdings into practical signals: liquidity, leverage, concentration, stability and balance-sheet strength. Spot the risks a balance number hides. ASK NETARO (PRO) A financial AI that actually knows your portfolio. Ask about concentration, currency exposure, what moved and why, and get answers grounded in your real holdings, not generic chatbot advice. Private by design: the AI sees your holdings but never who you are. YOUR WEEK, IN PLAIN ENGLISH (PRO) Once a week Netaro writes the story of your money: what changed, which category pulled the line, and what deserves a closer look. BUILT ON TRUST • Local-first storage with encrypted cloud backup • Delete your account and data at any time, straight from the app • GDPR-friendly: analytics and crash reporting are strictly opt-in FREE AND PRO Tracking your net worth is free, with unlimited accounts and holdings. Netaro Pro unlocks Ask Netaro AI chat, weekly digests and deeper insights. Pro is available as a monthly or annual subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple Account settings. Netaro is a tracking and insights tool. It does not provide financial advice, and it never connects to your bank. Questions or feedback? support@netaro.app Terms: https://netaro.app/terms Privacy: https://netaro.app/terms#privacy

Screenshots

Net Worth Tracker4 screens
Netaro4 screens

Verdict

The call

The clearest difference is update cadence: Netaro at every 2 days against Net Worth Tracker's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year and Netaro sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 9 days, Netaro every 2 days. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
Net Worth Tracker versus Netaro: the parameters behind the verdict, then further details
ParameterNet Worth TrackerNetaro
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 9 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size24 MB67 MB
Age rating4+4+
DeveloperAhzin RazalTech Foundry Ltd

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99
2 purchases

Netaro

Subscriptions2
  • Netaro Pro Monthly$5.991 Month
  • Netaro Pro Annual14 Days trial$39.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Netaro free?
Netaro is free to download, with in-app purchases available.
Do Net Worth Tracker or Netaro have ads?
Neither Net Worth Tracker nor Netaro shows ads.
Which is updated more often, Net Worth Tracker or Netaro?
Net Worth Tracker ships an update every 9 days, and Netaro every 2 days. Most recently, Net Worth Tracker was updated on October 24, 2026 and Netaro on October 24, 2026.

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