Worthy vs Netaro

Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.

Every asset. Every debt. One net worth. Netaro brings your whole financial picture into one place: stocks, crypto, cash, property, pensions, commodities, valuables and the debts against them. No spreadsheets, no bank logins, no ads. TRACK EVERYTHING, PRIVATELY • Add accounts and holdings across every asset class: stocks, crypto, cash, property, commodities, equity, debt and valuables • Support for tax wrappers like ISAs, SIPPs and 401(k)s, with wrapper-aware liquidity • Your data lives on your device first. No bank credentials, ever. Your name and identity never leave the app. • No ads, no ad tracking, and analytics only if you opt in SEE YOUR NET WORTH CLEARLY • One dashboard for your total net worth, its history and what's driving it • Every holding priced and converted into your home currency • Clean charts that show what changed, when and why UNDERSTAND PORTFOLIO HEALTH Netaro turns your holdings into practical signals: liquidity, leverage, concentration, stability and balance-sheet strength. Spot the risks a balance number hides. ASK NETARO (PRO) A financial AI that actually knows your portfolio. Ask about concentration, currency exposure, what moved and why, and get answers grounded in your real holdings, not generic chatbot advice. Private by design: the AI sees your holdings but never who you are. YOUR WEEK, IN PLAIN ENGLISH (PRO) Once a week Netaro writes the story of your money: what changed, which category pulled the line, and what deserves a closer look. BUILT ON TRUST • Local-first storage with encrypted cloud backup • Delete your account and data at any time, straight from the app • GDPR-friendly: analytics and crash reporting are strictly opt-in FREE AND PRO Tracking your net worth is free, with unlimited accounts and holdings. Netaro Pro unlocks Ask Netaro AI chat, weekly digests and deeper insights. Pro is available as a monthly or annual subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple Account settings. Netaro is a tracking and insights tool. It does not provide financial advice, and it never connects to your bank. Questions or feedback? support@netaro.app Terms: https://netaro.app/terms Privacy: https://netaro.app/terms#privacy