Comparison

Worthy vs Wealthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Worthy

Track your net worth privately with this one-time purchase finance app. Manually add all your assets and liabilities, with no bank linking or subscriptions required. Securely manage your financial data directly on your device.

Highlights
  • Private net worth tracking
  • No bank linking or subscriptions
  • Manual asset and liability entry
  • Customizable asset types
  • Mortgage and loan payoff insights
  • iCloud auto-backup and JSON export
Features
Read full description

Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.

About

Wealthly

Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.

Highlights
  • Track assets and liabilities
  • Live prices for stocks, crypto, and metals
  • Net worth dashboard with charts
  • On-device AI insights
  • Home screen widgets
  • Face ID lock
  • CSV import & export
Read full description

Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy

Screenshots

Worthy4 screens
Wealthly4 screens

Verdict

The call

The clearest difference is update cadence: Wealthly at every 3 days against Worthy's weekly. Wealthly also leads on ratings volume (3 vs 1) and iOS requirement (17.5 vs 26.0). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Worthy sells 1 one-off in-app purchase and Wealthly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Worthy against 5.0 for Wealthly. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Worthy ships an update weekly, Wealthly every 3 days. Both last shipped on November 5, 2026.

Scorecard3 real differences · 7 level
Worthy versus Wealthly: the parameters behind the verdict, then further details
ParameterWorthyWealthly
PriceFreeFree
Rating5.0 (1 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings13 — better
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.5 — better
Further details — not scored
Size11 MB22 MB
Age rating4+9+
DeveloperDario MungoiMarco Brian

Customer experience

Worthy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Wealthly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Worthy

One-time1
  • Worthy Pro$19.99
3 purchases

Wealthly

Subscriptions2
  • Wealthly Monthly Subscription$2.991 Month
  • Wealthly Yearly Subscription$14.991 Year
One-time1
  • Wealthly Lifetime Access$39.99

Questions

Is Worthy free?
Worthy is free to download, with in-app purchases available.
Is Wealthly free?
Wealthly is free to download, with in-app purchases available.
Which has better reviews, Worthy or Wealthly?
Worthy and Wealthly are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.
Do Worthy or Wealthly have ads?
Neither Worthy nor Wealthly shows ads.
Which is updated more often, Worthy or Wealthly?
Worthy ships an update weekly, and Wealthly every 3 days. Most recently, Worthy was updated on November 5, 2026 and Wealthly on November 5, 2026.

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