Worthy vs Wealthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Worthy
Track your net worth privately with this one-time purchase finance app. Manually add all your assets and liabilities, with no bank linking or subscriptions required. Securely manage your financial data directly on your device.
- Private net worth tracking
- No bank linking or subscriptions
- Manual asset and liability entry
- Customizable asset types
- Mortgage and loan payoff insights
- iCloud auto-backup and JSON export
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Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.
Wealthly
Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.
- Track assets and liabilities
- Live prices for stocks, crypto, and metals
- Net worth dashboard with charts
- On-device AI insights
- Home screen widgets
- Face ID lock
- CSV import & export
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Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Wealthly at every 3 days against Worthy's weekly. Wealthly also leads on ratings volume (3 vs 1) and iOS requirement (17.5 vs 26.0). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Worthy sells 1 one-off in-app purchase and Wealthly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Worthy against 5.0 for Wealthly. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Worthy ships an update weekly, Wealthly every 3 days. Both last shipped on November 5, 2026.
| Parameter | Worthy | Wealthly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 17.5 — better |
| Further details — not scored | ||
| Size | 11 MB | 22 MB |
| Age rating | 4+ | 9+ |
| Developer | Dario Mungoi | Marco Brian |
Customer experience
Worthy
Wealthly
In-app purchases
Worthy
- Worthy Pro$19.99
Wealthly
- Wealthly Monthly Subscription$2.991 Month
- Wealthly Yearly Subscription$14.991 Year
- Wealthly Lifetime Access$39.99








