Shillak vs ZipSplit

Stop fighting about money with your partner. Shillak is the simplest way for couples and families to manage finances together. See all your bank balances in one place, get notified when any account runs low, and request transfers from your partner with one tap — no awkward 9 PM texts about overdrafts. WHY COUPLES LOVE SHILLAK • Two paychecks, two banks, no idea who paid rent? Solved. • See your partner's checking balance side-by-side with yours • Get a push notification the moment any account drops below your threshold • Request a transfer with one tap — your partner sees it instantly • Built specifically for couples and families, not just individuals FEATURES • Link multiple bank accounts (Bank of America, Chase, Capital One, Wells Fargo, and 12,000+ more via Plaid) • Combined balances at a glance • Custom low-balance alerts ($50 / $100 / $500 / your choice) • One-tap transfer requests via Venmo or Zelle • Invite your partner with a tap-to-join link • Full dark mode SHILLAK PREMIUM Upgrade to unlock the full experience: • AI-powered cash flow predictions • Browse past months of spending history • Transaction details by category • Unlimited bank accounts • Up to 4 family members per Home Monthly: $4.99/month — auto-renews monthly until canceled Annual: $39.99/year — auto-renews yearly until canceled (save 33%) PRIVACY & SECURITY Your bank credentials NEVER touch our servers. Shillak uses Plaid (the same secure backend used by Venmo, Robinhood, and Coinbase) to connect to your bank. We don't sell your data. We don't run ads. Ever. Phone-based authentication via Firebase. End-to-end HTTPS. Your data is yours. PERFECT FOR • Couples sharing finances for the first time • Newlyweds combining accounts • Parents managing the family budget • Roommates splitting bills • Anyone tired of the "did you pay rent?" text thread Download Shillak free and stop fighting about money tonight. Terms of Use (EULA): https://www.vroombaby.com/shillak/terms/ Privacy Policy: https://www.vroombaby.com/shillak/privacy/

Stop chasing "Venmo me $30 for dinner." ZipSplit lives inside iMessage. Snap the receipt at the end of dinner, send one message, and friends tap exactly what they had. Everyone gets a payment link in Venmo, Cash App, or Zelle, whichever they prefer. No more group-text math. No more guessing what Sarah's wine cost. No more "I'll get you next time" that never happens. HOW IT WORKS Open ZipSplit in your iMessage app drawer Snap a photo of an itemized receipt. Items, tax, and tip read automatically in seconds Send the message. Everyone taps exactly what they had Get paid via Venmo, Cash App, or Zelle in a couple taps FRIENDS NEVER INSTALL ANYTHING This is the part that changes everything. Your friends don't need to download ZipSplit. They don't need an account. They don't need to enter a phone number. They tap the message in iMessage and the claim screen opens instantly. App Clip on iPhone, web for everyone else. They tap what they ate, see what they owe, and get a one-tap link to send you money in whichever app you both use. This means ZipSplit actually works on the first dinner. No "wait, can everyone download something real quick?" No three friends who never install it and never pay. Just send and done. MATH THAT ACTUALLY WORKS Most bill-splitters get the easy cases right and the real cases wrong. ZipSplit handles the awkward ones: • Tax and tip prorated by what each person actually ordered, not divided equally • Shared appetizers split evenly across the whole table with one tap • Service charges and processing fees handled like tax (proportional, not flat) • Partial items supported with one-tap ½ and ⅓ fractions, or claim exact counts on multi-quantity items • Rounding residual goes to the host so receipt totals always reconcile to the penny If you've ever paid for someone else's $40 cocktail because they "forgot," this is for you. PERFECT FOR Group dinners. Office lunches. Costco runs with the roommates. Vacation expenses. Parties with eight people and eight different Venmo handles. Anywhere you'd otherwise be doing math at the table or chasing someone for $25 three weeks later. Heads up: ZipSplit needs an itemized receipt to parse. The total-only credit card slip won't work. PAYMENT OPTIONS ZipSplit builds the payment link for whichever app you and your friends prefer: • Venmo: deep link with amount and note pre-filled • Cash App: deep link with amount and $cashtag pre-filled • Zelle: phone or email copied to clipboard so they can send instantly Set up your handles once in Settings. Every future split uses them automatically. PRIVACY BY DESIGN ZipSplit is built to know as little about you as possible. • No accounts. No logins. No phone numbers • Friends who claim never sign up for anything • Live split links expire after 30 days • Your splits save to your history so you can look back anytime. Delete one split or clear everything right from the app: both remove the data from our server immediately • No marketing emails. Ever. We don't sell your data PRICING Everything is free during the beta: unlimited splits, saved history, all of it. Friends you split with are always free. ZipSplit Pro is an optional auto-renewing subscription. Monthly: $0.99/month. Yearly: $7.99/year (about $0.67/month). Payment is charged to your Apple Account at purchase confirmation. It renews automatically unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://zipsplit.io/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/