Comparison

Divly vs Split the Bill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divly

Features
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Divly is the easiest way to split bills and track shared expenses with friends, roommates, partners, and travel groups — without giving up your email, watching ads, or hitting a wall after one trip. WHY DIVLY IS DIFFERENT - No account required. Open the app and start splitting expenses in 10 seconds. - 1 active groups for free. Archive a finished trip and start a new one — no quota games. - No ads. Ever. Premium is optional, not pressured. - Native iOS, built with SwiftUI + SwiftData. Fast, offline-first, dark-mode polished. PERFECT FOR - Roommates: rent, groceries, utilities, and the small store runs that pile up. Track who owes what without group chats. - Couples: daily spending, weekly groceries, and one clean settle-up at month-end. Divide costs fairly, automatically. - Travel groups: hotels, taxis, tickets — log expenses on the go, settle before the airport. - Friends and dinners: nights out, weekend plans, the "I'll send it later" pile. THE CORE FLOW 1. Create a group with an emoji, color, and currency (30 supported). 2. Add an expense — pick who paid, choose equal or custom split. 3. Open the Balances tab. See the minimum number of payments to clear all debts. 4. Tap a payment to mark it settled. Confetti when the group is fully even. SMART DEBT SIMPLIFICATION Divly's algorithm finds the fewest possible transactions to settle the whole group. If three roommates owe each other in a circle, you'll see one transfer — not three. PRIVACY-FIRST DESIGN Your data lives on your device. Optional iCloud backup uses your Apple ID — no Divly servers in the loop. Receipt scanning runs on-device with Apple's Vision framework. We don't sell, share, or sniff your data. DIVLY PREMIUM Optional upgrade for power users: - Unlimited groups - Receipt scanning (OCR) — snap a photo, auto-fill the amount - iCloud backup with version history - Spending statistics by category and per person - Recurring expenses (monthly bills, rent, subscriptions) - Percentage splits (great for unequal incomes) - Home Screen widget showing your top group balances - CSV export for your records The yearly Premium plan is shown in your local currency on the App Store; a monthly plan is also available. If shared expenses come up every week, the yearly plan is easily the smartest choice. DESIGNED FOR REAL LIFE - 30 currencies with up-to-date conversion (premium) - Dark mode and Liquid Glass-ready visuals - Haptic feedback on every interaction that matters - Confetti when a group is fully settled - Onboarding that asks how you'll use the app (housemates, couple, trip, social) and shapes the first screen LANGUAGES Available in English, Turkish, German, Spanish, French, and Russian. NO HIDDEN GOTCHAS - No ads - No tracking SDKs - No daily transaction limit - No mandatory signup - No "create account to export your data" trick If shared expenses have felt slow or cluttered with other apps — give Divly a try. Have feedback? Tap Settings → About → Email Support. We read everything. --- Auto-renewable subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Apple Account settings. Privacy Policy: https://divly.app/privacy Terms of Use: https://divly.app/terms

About

Split the Bill

Read full description

Sharing group expenses is now easier than ever with Divide & Calculate! Going on vacation? Do you have shared expenses with your roommates? Splitting the bill at a business dinner? Divide & Calculate records group expenses and automatically calculates who owes whom how much. HOW IT WORKS 1. Create an Event Vacation, dinner, house expenses, business trip — create an event for every occasion. Add your friends by entering their names or sending an invitation link. 2. Record Expenses Who paid what? Enter the amount, select the payer, and determine how you share. Equal split, a fixed amount, or a percentage share — you choose. 3. Who Owes Whom? Divide & Calculate automatically calculates debts with the minimum payment. See at a glance who owes whom how much and mark the payments. KEY FEATURES • Easy Event Management Create unlimited events, add participants, and categorize expenses. Choose a different currency for each event. • Smart Expense Sharing Equal sharing, specific amount or percentage sharing. Add receipt photos, write notes. • Instant Debt Calculation Minimum number of payments with optimized settlement algorithm. Real-time balance updates. • Easy Participation with Invitation Link Invite your friends via WhatsApp, SMS or QR code. They can join as guests even without creating an account! • Detailed Statistics Spending trends, category distribution, person-based analysis. Track your expenses with monthly trend graphs. • Notifications Receive instant notifications when a new expense is added, a payment is made, or an invitation arrives. • Data Export Export all expense data as CSV, use it wherever you want. • Multiple Currencies TRY, USD, EUR, GBP support. Different currency for each event. • Dark Mode Nighttime use with a dark theme that is easy on the eyes. Automatic adaptation to the system theme. START WITHOUT CREATING AN ACCOUNT The best feature of BolHesapla: Your friends don't have to create an account! They can join as guests by clicking the invitation link, see expenses, and participate in sharing. They can switch to a full account whenever they want. PRIVACY AND SECURITY • Your data is transmitted via encrypted connection • We do not collect location information • We do not show ads • We do not share your data with third parties • You can delete your account at any time BolHesapla is completely free. No ads. No hidden fees. For questions: support@bolhesapla.com

Screenshots

Divly4 screens
Split the Bill4 screens

Verdict

The call

The clearest difference is in-app purchases: Split the Bill at none against Divly's 2. Split the Bill also leads on iOS requirement (15.0 vs 18.0). Divly's advantage is update cadence (every 2 days vs every 10 days). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divly sells 2 in-app purchases, starting at $5.99 per month. Split the Bill asks for nothing beyond the download.

UpkeepUpdate frequency

Divly ships an update every 2 days, Split the Bill every 10 days. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 3 level
Divly versus Split the Bill: the parameters behind the verdict, then further details
ParameterDivlySplit the Bill
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size25 MB65 MB
Age rating4+4+
DeveloperMEHMET FATIH KUTLARSeyda Gul

In-app purchases

2 purchases

Divly

Subscriptions2
  • Divly Premium Monthly$5.991 Month
  • Divly Premium Yearly$29.991 Year
None

Split the Bill

No in-app purchases

Questions

Is Divly free?
Divly is free to download, with in-app purchases available.
Is Split the Bill free?
Split the Bill is free to download, with no in-app purchases.
Do Divly or Split the Bill have ads?
Neither Divly nor Split the Bill shows ads.
Which is updated more often, Divly or Split the Bill?
Divly ships an update every 2 days, and Split the Bill every 10 days. Most recently, Divly was updated on October 8, 2026 and Split the Bill on October 11, 2026.

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