Divly vs Check

Divly is the easiest way to split bills and track shared expenses with friends, roommates, partners, and travel groups — without giving up your email, watching ads, or hitting a wall after one trip. WHY DIVLY IS DIFFERENT - No account required. Open the app and start splitting expenses in 10 seconds. - 1 active groups for free. Archive a finished trip and start a new one — no quota games. - No ads. Ever. Premium is optional, not pressured. - Native iOS, built with SwiftUI + SwiftData. Fast, offline-first, dark-mode polished. PERFECT FOR - Roommates: rent, groceries, utilities, and the small store runs that pile up. Track who owes what without group chats. - Couples: daily spending, weekly groceries, and one clean settle-up at month-end. Divide costs fairly, automatically. - Travel groups: hotels, taxis, tickets — log expenses on the go, settle before the airport. - Friends and dinners: nights out, weekend plans, the "I'll send it later" pile. THE CORE FLOW 1. Create a group with an emoji, color, and currency (30 supported). 2. Add an expense — pick who paid, choose equal or custom split. 3. Open the Balances tab. See the minimum number of payments to clear all debts. 4. Tap a payment to mark it settled. Confetti when the group is fully even. SMART DEBT SIMPLIFICATION Divly's algorithm finds the fewest possible transactions to settle the whole group. If three roommates owe each other in a circle, you'll see one transfer — not three. PRIVACY-FIRST DESIGN Your data lives on your device. Optional iCloud backup uses your Apple ID — no Divly servers in the loop. Receipt scanning runs on-device with Apple's Vision framework. We don't sell, share, or sniff your data. DIVLY PREMIUM Optional upgrade for power users: - Unlimited groups - Receipt scanning (OCR) — snap a photo, auto-fill the amount - iCloud backup with version history - Spending statistics by category and per person - Recurring expenses (monthly bills, rent, subscriptions) - Percentage splits (great for unequal incomes) - Home Screen widget showing your top group balances - CSV export for your records The yearly Premium plan is shown in your local currency on the App Store; a monthly plan is also available. If shared expenses come up every week, the yearly plan is easily the smartest choice. DESIGNED FOR REAL LIFE - 30 currencies with up-to-date conversion (premium) - Dark mode and Liquid Glass-ready visuals - Haptic feedback on every interaction that matters - Confetti when a group is fully settled - Onboarding that asks how you'll use the app (housemates, couple, trip, social) and shapes the first screen LANGUAGES Available in English, Turkish, German, Spanish, French, and Russian. NO HIDDEN GOTCHAS - No ads - No tracking SDKs - No daily transaction limit - No mandatory signup - No "create account to export your data" trick If shared expenses have felt slow or cluttered with other apps — give Divly a try. Have feedback? Tap Settings → About → Email Support. We read everything. --- Auto-renewable subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Apple Account settings. Privacy Policy: https://divly.app/privacy Terms of Use: https://divly.app/terms

Dinner for eight, a trip to the mountains, a shared flat, a gift for a colleague. It's always the same story: someone paid for everyone, someone chipped in half, and a week later nobody remembers who still owes what. Check-Check keeps track for you. AN EVENT INSTEAD OF NOTES ON YOUR PHONE Create an event, whether it's a trip, a party or a rented apartment, and add expenses as they happen. Everything the group spends lives in one place, not in a chat thread and not in somebody else's screenshots. A RECEIPT IN ONE SHOT Point the camera at the QR code on a Russian paper receipt and the items load by themselves: names, prices, quantities. All that's left is to mark who took what. No more typing it in line by line. SPLIT IT THE WAY IT ACTUALLY HAPPENED Evenly between everyone, or item by item: wine for three, dessert for one, the taxi halved. You can enter exact amounts when someone paid a bit extra. The app takes any combination and does the math. TWO OR THREE TRANSFERS INSTEAD OF TEN When everyone owes everyone, the list of payments gets long. Check-Check cancels the debts out against each other and shows the shortest way to settle: who pays whom and how much, so the whole thing closes in two or three transfers instead of ten. SETTLEMENTS BOTH SIDES CAN SEE Sent the money? Mark it in the app. The other person confirms it, and the debt closes for both of you. No more "but I did send you that" a month later. INVITE IN ONE TAP Share a link or show a QR code, and the other person joins the event themselves. Anyone without the app can simply be added by hand: expenses count for them exactly like for everybody else. TRY IT WITHOUT SIGNING UP Create an event and start recording expenses right after you install. If you decide to stay, sign in and everything you've recorded moves into your account. WHAT ELSE • Expenses grouped by day, so you can see where the trip budget went • Categories with icons: transport, cafes, housing, entertainment • Your own total and the group total, right there on screen • Notifications when a new expense appears or someone marks a transfer • Dark theme, no social logins, no ads Check-Check is free. We take no commission and process no payments: you send money the way you always do, and the app only remembers who is square with whom.