Perce vs Spend Monthly

Perce helps you see your entire financial position clearly — not just your daily spending. Track assets, liabilities, transfers, recurring entries, reminders, and net worth in one simple place. With Net Worth history and Monthly Insights, Perce helps you understand how your finances change over time. Stay updated at a glance with the Perce Home Screen Widget, showing your Net Worth, Total Assets, and Total Liabilities. You can also use Siri and Shortcuts to quickly check your financial position without opening the app. Key Features: • Track assets and liabilities • See your current Net Worth and 6-month history • Home Screen Widget for quick financial overview • Siri & Shortcuts for Net Worth, Assets, and Liabilities • Monthly Insights to review your financial progress • Recurring entries with progress tracking • Internal transfers between assets • Liability payment tracking • Smart reminders for upcoming entries • Search with filtered totals • Pin important assets and liabilities • Multiple currency support • Optional iCloud Sync across your Apple devices Perce is designed to keep personal finance tracking simple, private, and easy to understand. No ads. No subscriptions. Optional tips are available if you would like to support the development of Perce.

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy