Comparison

Commitly vs Spend Monthly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Commitly

Features
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Take full control of your money and never miss a due date again with Commitly: Bills & Debt Tracker. Managing recurring bills, monthly commitments, and credit payments shouldnโ€™t feel overwhelming. Commitly gives you a clear, effortless overview of what you owe and when, helping you build better financial habits and pay off debt faster. KEY FEATURES: - Smart Bill Tracking: Easily schedule and organize all your recurring bills, subscriptions, and regular expenses in one clean dashboard. - Debt & Credit Manager: Stay on top of credit card balances, loan payoffs, and financial commitments with clear visual progress. - Reminders & Alerts: Receive customizable notifications before due dates so you avoid late fees and protect your credit score. - Financial Insights: Understand where your money goes every month with straightforward breakdown summaries and visual reports. - Flexible Budgeting: Categorize commitments to see exact payment timelines and plan your upcoming cash flow with confidence. BEFORE THE NEXT BILL LANDS: - Ultimate Peace of Mind: Know exactly what bills are coming up so there are never any unexpected bank surprises. - Fast & Intuitive Design: Clean interface designed to help you add and track financial commitments in seconds. - Goal-Oriented: Designed specifically to help you reduce debt, optimize monthly spending, and build financial freedom. Stop stressing over monthly payments. Download Commitly today to streamline your bills, master your debt, and take control of your financial future! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spend Monthly

Features
Read full description

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy

Screenshots

Commitly4 screens
Spend Monthly4 screens

Verdict

The call

The clearest difference is in-app purchases: Commitly at none against Spend Monthly's 2. Commitly also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Commitly asks for nothing beyond the download.

UpkeepUpdate frequency

Commitly ships an update every 5 weeks, Spend Monthly every 3 weeks. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
Commitly versus Spend Monthly: the parameters behind the verdict, then further details
ParameterCommitlySpend Monthly
PriceFreeFree
Update frequencyEvery 5 weeksEvery 3 weeks โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size78 MB59 MB
Age rating4+4+
DeveloperAmr SaiedWan Kamaruzaman Bin Muhammad

In-app purchases

None

Commitly

No in-app purchases

2 purchases

Spend Monthly

Subscriptions2
  • Plus Monthly7 Days trial$1.991 Month
  • Plus Yearly7 Days trial$14.991 Year

Questions

Is Commitly free?
Commitly is free to download, with no in-app purchases.
Is Spend Monthly free?
Spend Monthly is free to download, with in-app purchases available.
Do Commitly or Spend Monthly have ads?
Spend Monthly shows ads; Commitly does not.
Which is updated more often, Commitly or Spend Monthly?
Commitly ships an update every 5 weeks, and Spend Monthly every 3 weeks. Most recently, Commitly was updated on October 7, 2026 and Spend Monthly on October 12, 2026.

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