Nudgrr vs Halvy

Nudgrr splits bills and hands you the perfect message to send. Enter any bill, split it between friends, pick your tone, and hit send. That is it. No awkward texts. No mental math. No waiting for someone else to bring it up. Nudgrr is the bill splitting app and payment reminder app in one, built for anyone who has ever fronted money for a group dinner, a group trip, rent, groceries, or a shared ride and then had to figure out how to ask for it back. Splitting a bill should not feel like a confrontation. Enter the total, choose how many people are splitting it, add a tip if there is one, and Nudgrr calculates exactly what each person owes. No spreadsheets, no mental math, no back of napkin guessing. It is a fast expense splitter for restaurants, group trips, rent, utilities, groceries, and any shared cost between friends, roommates, couples, or travel companions. Choose how you want to sound. Funny when the mood is right. Casual when it is no big deal. Passive aggressive when it has been three weeks. Serious when it really needs to happen. Nudgrr writes the message so you do not have to find the right words to ask for money back. It is part bill splitter, part message generator, part payment reminder, built so asking friends for money never feels awkward again. Track every split in the Waiting Game. See who has paid, who has not, and who needs another nudge. It works like a built in IOU tracker and debt tracker for your friend group, so you always know who owes you money and who you still owe. Your receipt is saved automatically so there is never any doubt about what was owed, when it was sent, or whether it was settled. Running a group trip or a shared project? The Project feature collects every expense in one place, like a group expense tracker built for travel, roommates, and shared budgets. Add receipts as you go, see the full balance for every person in the group, and send nudges directly from there. One trip. Every receipt. Zero chaos. Whether it is a weekend trip with friends, a shared apartment, a family vacation, or splitting costs with travel companions, the Project feature keeps every shared expense organized in one place. Nudgrr speaks your language. Eight languages are supported including English, Danish, German, French, Spanish, Japanese, Simplified Chinese, and Traditional Chinese. Set your currency once and forget about it, whether you are splitting bills at home or settling up after a trip abroad. Nudgrr is for the one who always pays first. The friend group that eats out every week. The roommates splitting rent and utilities. The couple splitting groceries and bills. The travel buddies figuring out who owes what after a trip. Anyone tired of doing the math and writing the text. Nudgrr handles both: the bill splitting and the asking. From a dinner split between friends to a round of drinks, a shared Uber, a festival ticket, a birthday gift everyone chipped in for, a parking ticket, a tank of gas on a road trip, a dorm room grocery run, or a work lunch with colleagues, Nudgrr covers the everyday moments where money changes hands between people who know each other. It is a money app for friend groups, an IOU app for roommates, a group payments app for couples, and a settle up app for anyone splitting costs with another person. No spreadsheets, no awkward group chat thread to figure out who owes what, no app switching to send a reminder. Open Nudgrr, enter the bill, split it, pick a tone, and send. It is built to be fast, simple, and a little less awkward than asking in person, whether you are the planner of the group or the one who always pays first. Nudgrr Unlimited unlocks unlimited nudges, full receipt history, and removes branding from your receipts, so you can keep using Nudgrr as your everyday expense splitter, bill splitter, group expense tracker, and payment reminder without limits. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split expenses with your partner, with roommates, or on a group trip, and always know who owes who. No ads, no daily limits, no bank login required. COMING FROM SPLITWISE? Import your existing history in one tap and pick up where you left off. Add an expense in seconds, choose how to split it, and your balance updates instantly. When it's time to settle up, Halvy shows exactly who pays whom. Pay through your favorite app and mark it settled. WHAT'S FREE, ALWAYS • Unlimited expenses, no daily cap • Every split method, including split-by-income • No ads, ever • Import your Splitwise history • Works offline; no bank connection asked for SPLIT FAIRLY, NOT JUST 50/50 • Split by income: shares that match what each of you earns • When an income changes, future splits update automatically • Only your split % is ever shown. Your income amount stays private • Or split equally, by percentage, shares, or exact amounts • Fairness is never paywalled: every split method is free ALWAYS KNOW THE BALANCE • Home screen and lock screen widgets: your balance at a glance • Get notified when your partner adds an expense or settles up • Groups for couples, roommates, or trips • A clean activity feed of everything you've shared SETTLE UP, YOUR WAY • Pay via Venmo, PayPal, Cash App, UPI, Pix, PayNow, and more • Save your payment method once, and your partner sees how to pay you • Or keep it simple and just mark it settled YOUR MONTHLY MONEY DATE • A recap on the 1st: what you spent together and who owes who • Settle up right from the recap, share it with your partner • Pro adds the deep-dive: category breakdown, who paid what, trends TRIPS GET THEIR OWN LEDGER • Give a trip its own balance, separate from everyday life • Set the dates and Halvy counts it down, then counts the days you are on it • See the whole trip total, and who owes who at the end • Its own currency, converted automatically • Nothing about a trip clutters your normal month SCAN RECEIPTS (Pro) • Snap a receipt and the items are extracted automatically • Assign each line to me, them, or shared; tax and tip prorated • Add a whole stack of receipts in one go STAY ON TRACK (Pro) • Monthly budgets per category with live progress • Recurring expenses (rent, subscriptions) posted automatically • Multiple currencies, converted automatically • Custom categories, trip plans and trip budgets • Export to CSV or PDF NOW FOR BUSINESS (Pro) • Create a Business group and run work expenses on the same offline-first engine • Capture sales tax with your own rate & label (Tax, GST/HST, VAT) • Tag expenses by client and see per-client totals • Log mileage: enter the distance and Halvy computes the amount • Track vendors, auto-filled when you scan a receipt • Accountant-ready CSV & PDF exports for any month, quarter, or year PRIVATE BY DESIGN • Works offline and syncs across your devices • Your data stays yours Halvy Pro unlocks the insights deep-dive, budgets, recurring expenses, receipt scanning, multi-currency, trip plans, exports, and business mode via subscription. Core expense splitting is always free. Halvy Pro is an auto-renewable subscription. • Plans: Monthly and Annual (auto-renewing), plus a one-time Lifetime option. • Payment is charged to your Apple ID at purchase confirmation. • Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Halvy Privacy Policy: https://usehalvy.com/privacy