Comparison

Splitpilot vs Coastful

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitpilot

Features
Read full description

SplitPilot - Split Expenses, Track Group Spending & Settle Bills Easily Never wonder who owes whom again. SplitPilot makes it easy to split expenses, track group spending, and settle bills with friends, roommates, and travel groups, all without spreadsheets or complicated calculations. Never argue about money again. Split expenses fairly in seconds. No spreadsheets. No complicated calculations. Just add expenses and let SplitPilot handle the rest. Perfect For 1. Group Trips & Vacations 2. Roommates Sharing Rent & Utilities 3. Couples Managing Shared Expenses 4. Family Budget Tracking 5. Friends Splitting Restaurant Bills 6. Event & Party Expense Management 7. Office Team Expenses Why Choose SplitPilot? Keeping track of shared expenses can quickly become confusing. SplitPilot helps you: • Know exactly who owes whom • Avoid awkward money conversations • Track expenses in real time • Simplify debt settlements • Stay organized during trips and events • Manage group finances effortlessly Whether you're traveling with friends or sharing monthly household bills, SplitPilot keeps everyone on the same page. What You Can Do With SplitPilot • Split expenses equally among group members • Create unlimited expense groups • Track balances instantly • Manage travel expenses • Split rent and utility bills • Record payments and settlements • Track shared household spending • Organize event and party expenses • Calculate individual contributions • View complete expense history Features You'll Love • Fast Expense Entry Add expenses in seconds. • Smart Balance Calculation Automatically calculates who owes whom. • Flexible Bill Splitting Split equally, by percentage, or custom amounts. • Group Expense Tracking Manage expenses across multiple groups. • Travel Expense Tracker Keep vacation budgets organized. • Settlement Tracking Record repayments and maintain accurate balances. • Clean & Easy Interface Designed for simplicity and speed. • Real-Time Expense Overview See group balances at a glance. Premium Features Unlock advanced tools for even better expense management: • Unlimited Groups • Advanced Expense Insights • Export Expense Reports • AI-Powered Expense Assistant • Priority Support • Enhanced Group Management • Future Premium Features & Updates Great For Every Situation • Roommates splitting rent and utilities • Travelers managing trip expenses • Friends splitting restaurant bills • Couples tracking shared spending • Events, weddings, and parties • Families managing household costs • Teams tracking group expenses Why Users Love SplitPilot "Finally, an easy way to track group expenses without spreadsheets." "Perfect for trips, rent sharing, and everyday spending." "Simple, fast, and accurate expense splitting." "Helps our group settle expenses without confusion." Download SplitPilot Today Join thousands of users who use SplitPilot to split expenses, track shared spending, and settle bills effortlessly. Spend less time calculating and more time enjoying your experiences. Privacy Policy: https://splitpilot.io/privacy-policy/ Terms of Use: https://splitpilot.io/terms/

About

Coastful

Calculate your exact retirement or Coast FIRE year based on your real expenses, portfolio allocation, and chosen assumptions. Model inflation, run what-if scenarios, and track your net worth with this offline, privacy-focused financial planning tool.

Highlights
  • Customizable FIRE year projection
  • Personalized Safe Withdrawal Rate (SWR)
  • Net worth tracking with history
  • Real-dollar inflation modeling
  • What-if scenario analysis
  • Offline functionality
  • Privacy-focused design
Features
Read full description

Know the exact year you can stop working - or stop saving. Coastful is the Coast FIRE and retirement calculator built around YOUR portfolio. Project the year you can retire from real expenses, your real allocation, and the assumptions YOU choose. Whether you're planning Coast FIRE, Lean FIRE, or Fat FIRE, the math runs on your actual asset mix - not a textbook 4% rule. Coastful also models real-dollar inflation and runs what-if scenarios to show how any change moves your FIRE year. Your data lives on your device. No bank logins, no accounts, no ads. Use Coastful purely offline. ---------------------------------------- FREE - the personalized calculator PERSONALIZED SAFE WITHDRAWAL RATE A real-return SWR built from your actual asset mix - not a generic 4%. Sample portfolio: Base 4.0% becomes Personal 3.1%, a more honest FIRE number. Set an expected return per asset and tune your own inflation assumption. YOUR FIRE YEAR, TWO WAYS Tell Coastful what you save and see the year you reach FIRE - or set a target date and see the savings needed to get there. NET WORTH, TRACKED Net-worth dashboard with year-over-year history and allocation by category. Snapshots build your history over time. Quick-update any value with a one-tap pencil, or batch-update at month-end. Track up to 10 assets, in 30+ currencies with daily auto-conversion. INFLATION, MODELED Every future dollar in your projection is discounted by inflation - the chart is real-dollar, not nominal, and tunable to your view. ---------------------------------------- COASTFUL PRO COAST FIRE SIMULATION Find the year you can stop contributing - and let compounding finish the job on time. Sample portfolio: stop saving 2036, retire by 2056. WHAT-IF SCENARIOS See how a change today moves your FIRE year: - Save $500 more / month: 7 years faster - Market drops 30% in 3 years: 5 years delayed - Upgrade home $368K to $700K: 7 years delayed UNLIMITED ASSETS Track every account, property, and holding - no 10-asset cap. iCLOUD SYNC Keep your assets, snapshots, and FIRE plan in step across all your iPhones and iPads through your own private iCloud. Coastful Pro is available as a monthly subscription or a one-time lifetime purchase that includes all future Pro features. ---------------------------------------- PRIVACY BY DESIGN - Your data lives on your device. No backend account. iCloud Sync (Pro) moves your data through your own iCloud account, not our servers. - No bank logins - you enter your own values. - No ads, no ad SDKs, no third-party trackers. Anonymous usage analytics are opt-in, never include any financial amounts, and can be turned off in Settings. - Optional Face ID / Touch ID lock on every launch. - Your exports and imports stay on your device. ---------------------------------------- Terms of Use (EULA): https://zwstudiollc.com/terms.html Privacy Policy: https://zwstudiollc.com/privacy.html

Screenshots

Splitpilot4 screens
Coastful4 screens

Verdict

The call

The clearest difference is update cadence: Splitpilot at every 2 days against Coastful's every 10 days. Splitpilot also leads on iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitpilot sells 3 in-app purchases, starting at $1.99 per month and Coastful sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitpilot ships an update every 2 days, Coastful every 10 days. The most recent releases landed on September 26, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Splitpilot versus Coastful: the parameters behind the verdict, then further details
ParameterSplitpilotCoastful
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better17.0
Further details — not scored
Size101 MB12 MB
Age rating4+4+
DeveloperRidham AvaiyaZW Studio LLC

In-app purchases

3 purchases

Splitpilot

Subscriptions2
  • Monthly Pilot$1.991 Month
  • Annual Pilot$17.991 Year
One-time1
  • Single Trip Pass$0.99
2 purchases

Coastful

Subscriptions1
  • Coastful Pro (Monthly)3 Days trial$1.991 Month
One-time1
  • Coastful Pro (Lifetime)$19.99

Questions

Is Splitpilot free?
Splitpilot is free to download, with in-app purchases available.
Is Coastful free?
Coastful is free to download, with in-app purchases available.
Do Splitpilot or Coastful have ads?
Neither Splitpilot nor Coastful shows ads.
Which is updated more often, Splitpilot or Coastful?
Splitpilot ships an update every 2 days, and Coastful every 10 days. Most recently, Splitpilot was updated on September 26, 2026 and Coastful on October 8, 2026.

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