Comparison

Humble Ledger vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Humble Ledger

Features
Read full description

Humble Ledger is a calm, private money tracker built for people whose money lives in more than one currency. Log every transaction in its own currency, converted to your home currency at that day's exchange rate, and see your whole net worth in one place. No bank logins, no Plaid, no syncing your accounts to anyone - you keep your ledger by hand, on purpose. WHY HUMBLE LEDGER โ€ข Truly multi-currency. Spend in THB, earn in USD, save in EUR - each transaction keeps its native currency and converts at the exchange rate for that day, so your totals add up in one home currency. โ€ข Manual-first and private. Nothing is auto-imported. Your finances stay on your device and in your own account - not brokered through a third party. โ€ข Fast capture. A purpose-built keypad makes logging an expense a few taps: amount, category, done. โ€ข Budgets that track the calendar. Set a weekly, monthly, or yearly limit per category and watch it against the real period. โ€ข Recurring, made deliberate. Rent, subscriptions, salary - Humble Ledger surfaces them when they're due and you confirm them into your ledger, adjusting the amount when a bill varies. โ€ข Net worth at a glance. Track account balances over time and see the trend, all in your home currency. Careful money, in any currency. Humble Ledger offers optional auto-renewing subscriptions (monthly and yearly) plus a one-time Founders Lifetime purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period; manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.humbleledger.com/legal/privacy

About

Budget Tracker

Track your daily expenses and income with this straightforward app. It helps you understand where your money goes, set budgets, and view spending breakdowns without needing bank connections. Ideal for those seeking financial clarity.

Highlights
  • Log expenses and income quickly
  • Set and track monthly budgets
  • View spending breakdown by category
  • Detailed reports with charts and trends
  • Search and filter transaction history
  • Supports 20 currencies
Features
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Where does your money go? You earn it, you spend it, you check your balance โ€” and somehow it's already gone. You're not alone. SpendLog is the simple tracker that finally shows you exactly where it all went. No bank connection needed. Just you and your spending. With SpendLog you'll always know where your money went, whether you're hitting your budget goals, and exactly which categories are draining your wallet. No confusion. No surprises. Just clarity. Here's how SpendLog works: โ†’ Log expenses and income in seconds โ€” category, date and notes all in one place โ†’ Set your monthly budget and track it in real time โ†’ See your full spending breakdown by category โ†’ Browse detailed reports โ€” charts, balances, and trends all in one place โ†’ Search and filter your complete transaction history โ†’ Choose from 20 currencies to match where you are SpendLog is built for people who have tried budgeting before and gave up. No accounts. No complicated setup. No learning curve. Open the app. Log your first expense. That's it. You've started. Download SpendLog today and find out exactly where your money has been going. Finally.

Screenshots

Humble Ledger4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Humble Ledger at every 4 days against Budget Tracker's fortnightly. Budget Tracker's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Humble Ledger sells 3 in-app purchases, starting at $6.99 per month and Budget Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Humble Ledger ships an update every 4 days, Budget Tracker fortnightly. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

Scorecard2 real differences ยท 5 level
Humble Ledger versus Budget Tracker: the parameters behind the verdict, then further details
ParameterHumble LedgerBudget Tracker
PriceFreeFree
Update frequencyEvery 4 days โ€” betterFortnightly
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Free with in-app purchases
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.413.0 โ€” better
Further details โ€” not scored
Size47 MB60 MB
Age rating4+4+
DeveloperParent Systems LLCInan Mahmud

In-app purchases

3 purchases

Humble Ledger

Subscriptions2
  • Monthly$6.991 Month
  • Yearly$59.991 Year
One-time1
  • Founders Lifetime$129.99
1 purchases

Budget Tracker

One-time1
  • SpendLog Lifetime$5.99

Questions

Is Humble Ledger free?
Humble Ledger is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do Humble Ledger or Budget Tracker have ads?
Neither Humble Ledger nor Budget Tracker shows ads.
Which is updated more often, Humble Ledger or Budget Tracker?
Humble Ledger ships an update every 4 days, and Budget Tracker fortnightly. Most recently, Humble Ledger was updated on October 15, 2026 and Budget Tracker on October 24, 2026.

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