Kamm | كم vs Dufaat

Kamm is the simplest way to see every subscription, bill, and loan you're paying for — in one clean, beautiful app. Stop getting surprised by renewals. Kamm shows you exactly what's due, when, and how much it's costing you — including Buy Now, Pay Later plans, with a live countdown of remaining installments. WHAT YOU CAN TRACK • Subscriptions — streaming, music, storage, and more, picked from a built-in catalog or added manually • Bills — utilities, internet, insurance, anything recurring • Loans & BNPL — including installment plans, with automatic remaining-payments tracking • Multiple currencies — every entry converts automatically to your base currency using live exchange rates STAY ON TOP OF YOUR MONEY • Smart renewal reminders, up to a week ahead • Clean analytics with monthly/yearly totals and a spending breakdown by category • A home screen widget showing your upcoming renewals at a glance • Full Arabic and English support, right-to-left included KAMM PRO Unlock cloud sync across your devices, automatic cloud backups, unlimited services, per-service currencies, custom reminders, and biometric App Lock — with a single one-time purchase, no subscription. YOUR DATA, YOUR CONTROL Kamm never shows ads and never tracks you. Your data stays on your device unless you choose to sync it as a Pro user, and you can delete your account and all cloud data anytime. Take five minutes, add what you're paying for, and finally see the full picture.

Dufaat keeps your installment plans and short-term payments clear, private, and easy to follow. No account is required. Your plans, payments, notes, and attachments stay on your device, and Dufaat does not connect to banks or move money. Create a plan for a car installment, financing, a savings group, or any recurring amount. Enter the total and monthly amount—or the number of months—and Dufaat builds the schedule automatically. Mark payments as settled in order, defer a payment when needed, and always see what remains. For shorter obligations, Pay Soon keeps advances and one-off amounts separate from long-term plans, with a monthly view of what is paid, due, or overdue. Core features: • Automatic installment schedules with exact totals • SAR and AED quick choices, plus a full currency list • Pay Soon for short-term amounts • Ordered settlement and payment deferral • Local reminders with one clear global time • Receipt photos, PDFs, and notes beside each payment • A clean PDF statement that follows your device calendar • File backup and restore under your control • A home-screen widget for the next payment • Instant Arabic and English switching with full RTL support • Optional App Lock using Face ID, Touch ID, or the device passcode Dufaat Plus — one-time purchase: • PDF Studio with four professional templates, optional identity, logo, color, footer, attachments, and Gregorian, Umm al-Qura Hijri, or dual dates • Financial Outlook showing unpaid amounts within 30, 60, and 90 days, separated by currency • Smart Reminders for the due day and an optional next-day follow-up when an amount remains unpaid There is no subscription. The core tracker, backup, and standard PDF statement remain available without Dufaat Plus. Privacy first: Dufaat has no account system, analytics, tracking, advertising, or developer backend. Core records remain on your device. Store purchases are handled securely by Apple. A quiet personal record for your installments—not a banking service.