Comparison

Puggle vs Kapi Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Puggle

This app allows you to track expenses by importing PDF credit card statements directly. It provides spending insights through dashboard charts and category breakdowns, all while prioritizing user privacy by processing data on-device.

Highlights
  • Import PDF credit card statements
  • On-device data processing for privacy
  • Automatic transaction extraction
  • Spending insights and dashboard charts
  • Customizable spending categories (Pro)
  • Transaction merging (Pro)
Features
Read full description

Puggle is the ultimate privacy-first expense tracker. Forget the hassle of securely connecting your bank accounts or manually typing in every purchase. With Puggle, you simply share your PDF credit card statements directly into the app, and we'll handle the rest! PRIVACY FIRST Your financial data is yours. Puggle processes your PDF statements entirely on your device. We don't link to your bank accounts, and your transaction data stays secure on your phone. EFFORTLESS IMPORTING Just tap "Share" on any PDF statement from your banking app or Files folder, and select Puggle. Our smart parser instantly extracts your transactions, amounts, and dates. SPENDING INSIGHTS Get a clear picture of where your money is going. View beautiful dashboard charts, track your monthly spending trends, and see breakdowns by category at a glance. PUGGLE PRO Upgrade to the Pro Plan to unlock advanced financial organization: • Custom Categories: Create and manage unlimited personalized categories for your unique spending habits. • Transaction Merging: Clean up your feed by instantly merging duplicate or overlapping transactions from different statements. • Unlimited PDF Imports: Process as many statements as you need. Take control of your money today with Puggle! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Kapi Money

Effortlessly track expenses and manage budgets with AI-powered insights. This app helps you understand spending habits, plan finances, and organize your money across unlimited accounts. It offers a cozy journal-style interface for a more personal approach to personal finance.

Highlights
  • Automatic expense tracking with AI
  • Smart budget planning
  • Unlimited account books
  • Asset management
  • AI finance assistant
  • Voice expense recording
  • Journal-style expense tracking
Features
Read full description

Kapi Money is a smart expense tracker and budgeting app designed for people who love keeping their finances organized. Record expenses quickly in multiple ways, plan your budget better, understand where your money goes, and make personal finance easier than ever. Key Features * Automatic Expense Tracking AI automatically records and categorizes your expenses, making bookkeeping effortless. * More Than Just Accounting Capture todos, ideas, moods, and daily moments — keep track of your life, not just your spending. * Unlimited Wallets & Books Create unlimited account books for personal, family, travel, work, or any scenario you need. * Asset Management Manage cash, bank accounts, savings, and assets clearly in one place. * Smart Budget Planning AI-powered personalized budgets help you control spending and build healthier financial habits. * AI Finance Assistant Analyze spending patterns with intelligent insights and visual charts to better understand your finances. * Multiple Records in One Sentence Enter multiple income and expense items at once, and AI automatically separates and categorizes them. * Minimal & Cozy Journal Style Record moods, notes, and daily thoughts to make expense tracking more personal and enjoyable. Contact Us * Xiaohongshu (RED): Kapi Money * Email: kapimoney89@gmail.com

Screenshots

Puggle3 screens
Kapi Money4 screens

Verdict

The call

The clearest difference is review sentiment: Puggle at 100% against Kapi Money's 50%. Puggle also leads on rating (5.0 vs 3.0). Kapi Money's advantage is in-app purchases (none vs 3) and update cadence (every 6 days vs every 2 months). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Puggle sells 3 in-app purchases, starting at $0.99 per month. Kapi Money asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Puggle holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 100% of Puggle's written reviews are positive against 50% of Kapi Money's.

UpkeepUpdate frequency

Puggle ships an update every 2 months, Kapi Money every 6 days. The most recent releases landed on October 10, 2026 and October 19, 2026 respectively.

Scorecard6 real differences · 4 level
Puggle versus Kapi Money: the parameters behind the verdict, then further details
ParameterPuggleKapi Money
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (1 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings11
Update frequencyEvery 2 monthsEvery 6 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size54 MB157 MB
Age rating4+12+
Developer泓翔 傅TETRAS.AI HONGKONG CO., LIMITED

Customer experience

Puggle

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kapi Money

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

3 purchases

Puggle

Subscriptions2
  • Puggle Pro Monthly1 Month trial$0.991 Month
  • Puggle Pro Yearly1 Month trial$9.991 Year
One-time1
  • Puggle Pro Lifetime$29.99
None

Kapi Money

No in-app purchases

Questions

Is Puggle free?
Puggle is free to download, with in-app purchases available.
Is Kapi Money free?
Kapi Money is free to download, with no in-app purchases.
Which has better reviews, Puggle or Kapi Money?
Puggle is rated higher. Puggle averages 5.0 out of 5 from 1 ratings, while Kapi Money averages 3.0 from 1 ratings.
Do Puggle or Kapi Money have ads?
Neither Puggle nor Kapi Money shows ads.
Which is updated more often, Puggle or Kapi Money?
Puggle ships an update every 2 months, and Kapi Money every 6 days. Most recently, Puggle was updated on October 10, 2026 and Kapi Money on October 19, 2026.

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