Wert · Vantage vs 慢富

Wert is a net worth tracker for people whose assets are spread across accounts, currencies, and countries. We believe managing wealth shouldn't mean logging every transaction. With Wert, you simply take a periodic "snapshot" of everything you own — and instantly see your true net worth, how your portfolio is allocated, and how your wealth grows over time. WHY WERT • Snapshot, don't bookkeep Skip the tedious expense log. A full review takes minutes: Wert pre-fills your last snapshot and live exchange rates, auto-depreciates fixed assets, and auto-amortizes loans. You just confirm what changed. • AI screenshot import Don't type holdings one by one. Screenshot the positions page from your broker or fund app, and Wert recognizes each symbol, quantity, and value for you to review — then builds your accounts in a tap. Multiple scrolling screenshots are stitched and deduplicated automatically. Recognition runs on-device; your screenshots never leave your phone. • Multi-currency, locked FX, true attribution Every snapshot locks that day's exchange rate, so your history never drifts. When you compare two snapshots, Wert separates real asset growth from currency swings — so you finally know whether you actually grew richer, or it was just FX. • Look through your funds What do your funds and ETFs actually hold? Wert looks through to the underlying holdings, separating what you hold directly from what's nested inside funds, so you can see your true exposure by sector and region. • Switch display currency in one tap View everything in CNY, USD, HKD, EUR, JPY, or SGD. Historical snapshots convert at their locked rates, so the numbers stay honest no matter which currency you read them in. • Automatic market quotes A-shares, Hong Kong and US stocks, on-exchange funds/ETFs, and major cryptocurrencies — type a name or ticker, pick it, and the quote and currency fill in automatically. • FIRE retirement simulator Based on your real net worth and your savings and spending assumptions, Wert runs a Monte Carlo simulation to project the probability and timing of financial independence. • Privacy first — your data is yours Your assets and snapshots live only on your device and are never uploaded. Privacy Mode masks every number in one tap, and you can sync over WebDAV or export your data anytime. Download Wert and see your wealth clearly.

慢富是一款本地优先的家庭资产管理与投资收益分析工具。把分散在银行、基金、证券等账户中的资产整理到一起，看清家里有多少资产、钱投到了哪里，以及财富增长中有多少来自投入、多少来自投资收益。 【一眼看清家庭资产】 手动记录现金、基金、股票、黄金、养老金等资产，查看总资产与财富曲线。按家庭成员、资产类别、账户平台和策略分类，保存常用分组，分别观察家庭、个人或长期账户。支持多币种记录，汇率由你手动填写。 【分清投入与投资收益】 分别记录资产估值与转入、转出，查看区间投资收益、收益日历、资产分布与盈亏归因。投资表现页提供估算累计收益率、年化收益率、波动率、夏普比率与最大回撤；按已有估值记录计算，数据不足时说明原因。 【更新估值，更顺手】 逐项连续更新资产，按需打开四则计算，采用结果后再确认保存。设置每周指定日期或工作日提醒，也可通过主屏幕“记录估值”快捷操作进入更新流程。 【和家人一起维护】 只有主动开启或加入家庭共享后，相关账本记录才会通过 Apple iCloud 与受邀家人同步。共享关闭时仍可独立使用。支持手动导出、导入与合并备份，恢复或重置前保留本机安全副本。 【分享进展，保护隐私】 为家庭、分组或单项资产生成财富卡片与投资表现图片，自选隐藏金额，再分享或保存到相册。支持金额隐藏、后台遮挡与可选 Face ID／Touch ID 应用锁。App 不接入广告、统计、崩溃上报或第三方追踪 SDK。 从演示账本开始了解慢富，无需注册开发者账户。已有账本也能进入临时演示，体验过程不会改动真实数据。 慢富不连接银行，不提供自动行情、自动汇率、资产托管、交易或投资建议。收益及风险指标用于记录和回顾，不代表未来表现。 隐私政策与技术支持：https://slowwealth-privacy-support.njuptlxj.chatgpt.site/