Compound Tower vs 慢富

COTO is a personal finance tracker designed for people who want a clearer view of their wealth structure. Track bank assets, broker cash, investment positions, fixed assets, income and expenses, goals, recurring investment plans, and portfolio allocation in one organized place. COTO helps you see what you own, what you owe, where your money flows, and how your portfolio drifts from your target allocation. Key features: - Net worth dashboard with asset and liability charts - Bank assets, deposits, wealth products, and liabilities - Broker cash, holdings, buy/sell/dividend records, and P&L tracking - Ledger summaries with income, expenses, dates, amounts, and notes - Fixed asset records for property, vehicles, and electronics - Goal tracking and recurring investment plans - Portfolio allocation, drift analysis, and rebalance suggestions - Monthly review records and action items - App privacy lock with biometric unlock and password fallback - English and Simplified Chinese interface support COTO does not provide investment advice. It is a tracking and organization tool to help you record, review, and understand your own financial data.

慢富是一款本地优先的家庭财富记录与分析工具，帮助你整理资产、记录估值，分清财富变化中的资金流与投资收益。 【看清家庭财富】 按家庭成员、资产类别、账户平台和策略组织资产，保存常用分组。查看总资产、区间投资收益与财富曲线；手动记录估值、转入和转出，保留可追溯的账本。 【理解投资表现】 查看日、月、年收益日历、资产分布和盈亏归因。投资表现页提供累计收益率、年化收益率、波动率、夏普比率与最大回撤；指标按已有估值记录估算，数据不足时显示原因。 【与家人共同维护】 主动开启或加入家庭共享后，通过 Apple iCloud 与受邀家人共同查看和编辑账本。未启用共享时，账本继续在本机使用。支持从备份合并记录，恢复或重置前自动保留本机安全副本。 【养成记录习惯】 设置每周一个或多个日期，或每个工作日的估值提醒。点击提醒或主屏幕“记录估值”快捷操作，直接进入更新流程。 【分享与隐私】 为家庭、分组或单项资产生成财富卡片和投资表现图片，可隐藏金额，主动分享或保存到相册。支持金额隐藏、后台遮挡和可选 Face ID／Touch ID 应用锁。App 不接入广告、统计、崩溃上报或第三方追踪 SDK。 首次启动可选择空账本、导入备份或体验演示账本；已有账本也可进入不会改动真实数据的临时演示。无需注册开发者账户，不连接银行，不提供自动行情、资产托管、交易或投资建议。