Compound Tower vs Kercento

COTO is a personal finance tracker designed for people who want a clearer view of their wealth structure. Track bank assets, broker cash, investment positions, fixed assets, income and expenses, goals, recurring investment plans, and portfolio allocation in one organized place. COTO helps you see what you own, what you owe, where your money flows, and how your portfolio drifts from your target allocation. Key features: - Net worth dashboard with asset and liability charts - Bank assets, deposits, wealth products, and liabilities - Broker cash, holdings, buy/sell/dividend records, and P&L tracking - Ledger summaries with income, expenses, dates, amounts, and notes - Fixed asset records for property, vehicles, and electronics - Goal tracking and recurring investment plans - Portfolio allocation, drift analysis, and rebalance suggestions - Monthly review records and action items - App privacy lock with biometric unlock and password fallback - English and Simplified Chinese interface support COTO does not provide investment advice. It is a tracking and organization tool to help you record, review, and understand your own financial data.

Kercento 是一款本地优先的个人资产与负债追踪工具，无需注册，也无需连接银行或券商账户。 你可以： • 统一管理现金、投资、固定资产、应收款、信用卡和贷款 • 按账户、分组、类别与币种查看资产、负债和净资产 • 为投资账户添加多个股票、基金或加密货币持仓，并通过 Kercento 行情服务更新估值 • 记录流水、余额检查点、账户间转账和定期记录 • 查看资产配置、净资产趋势、变动来源与记录活跃度 • 使用 JSON 完整备份与 CSV 导入导出迁移数据 • 通过 Widget、Siri 与本地通知快速查看或记录 • 可选启用 iCloud 同步、Face ID 和后台隐私保护 Kercento 默认将财务数据保存在设备上。行情请求只包含市场代码、搜索词和币种，不包含你的余额、数量、备注或备份内容。 市场数据可能延迟或使用缓存，仅用于资产估值，不构成投资建议。