Comparison

Tabby vs Payment Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Tabby

Features
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Describe a spend out loud or snap the receipt โ€” Tabby logs it and splits it for you. Multi-currency, real-time, and in your language. The fastest way to split bills with friends, flatmates and trips. Tabby keeps every shared expense, payment and balance straight, so no one does mental math. Dinner out, a road trip in Baku, or rent with three flatmates? Tabby tracks who paid, who owes whom, and the running balance โ€” then shows who pays who in one tap. WHAT TABBY DOES โ€ข Split any expense in seconds โ€” equal, exclude, custom or itemised receipts โ€ข Scan a receipt and Tabby parses the line items automatically โ€ข Describe a spend by text or voice โ€” AI turns it into an expense โ€ข See who pays who in one tap (smart debt simplification) โ€ข Multi-currency in one event โ€” everyone spends in their own money, balances settle in the base currency โ€ข Real-time updates the moment anyone adds an expense or pays โ€ข Add ghost members for friends not on Tabby yet โ€ข QR + link invites for one-tap joining โ€ข Export the whole tally as a paste-able WhatsApp/Telegram message โ€ข Daily evening nudges when you have outstanding balances TABBY PRO โ€ข AI Monthly โ€” $2.99/month โ€ข AI Yearly โ€” $29.99/year (7-day free trial) โ€ข Regular Monthly โ€” $0.99/month โ€ข Regular Yearly โ€” $9.99/year Subscriptions auto-renew unless cancelled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Any unused free-trial portion is forfeited on purchase. Privacy Policy: https://nyplan.github.io/tabby-policy/privacy.html Terms of Use (EULA): https://nyplan.github.io/tabby-policy/terms.html PRIVACY: Tabby never charges any card and never moves money. Saved card numbers are display-only. Scanned receipts go to our OCR provider and are discarded right after parsing. Your password is hashed, never stored in plain text. Delete your account any time from Profile.

About

Payment Tracker

Features
Read full description

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week โ€” students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device โ€” no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: โ€ข Unlimited payments beyond the free 5 active items โ€ข All widgets, themes and premium app icons โ€ข Advanced analytics, budgets and year-over-year trends โ€ข PDF and CSV export for taxes or your accountant โ€ข Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.

Screenshots

Tabby4 screens
Payment Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Payment Tracker at weekly against Tabby's every 3 weeks. Tabby's advantage is iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Tabby sells 4 in-app purchases, starting at $0.99 per month and Payment Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Tabby ships an update every 3 weeks, Payment Tracker weekly. Both last shipped on November 9, 2026.

Scorecard2 real differences ยท 4 level
Tabby versus Payment Tracker: the parameters behind the verdict, then further details
ParameterTabbyPayment Tracker
PriceFreeFree
Update frequencyEvery 3 weeksWeekly โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.5 โ€” better17.0
Further details โ€” not scored
Size50 MB18 MB
Age rating4+4+
DeveloperNurlan KhankishiyevBahattin Duran

In-app purchases

4 purchases

Tabby

Subscriptions4
  • Regular Monthly$0.991 Month
  • AI Monthly7 Days trial$2.991 Month
  • Regular Yearly$9.991 Year
Show 1 more
  • AI Yearly7 Days trial$29.991 Year
3 purchases

Payment Tracker

Subscriptions3
  • PayLog Premium โ€” Weekly3 Days trial$2.997 Days
  • PayLog Premium โ€” Monthly3 Days trial$6.991 Month
  • PayLog Premium โ€” Yearly7 Days trial$29.991 Year

Questions

Is Tabby free?
Tabby is free to download, with in-app purchases available.
Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Do Tabby or Payment Tracker have ads?
Neither Tabby nor Payment Tracker shows ads.
Which is updated more often, Tabby or Payment Tracker?
Tabby ships an update every 3 weeks, and Payment Tracker weekly. Most recently, Tabby was updated on November 9, 2026 and Payment Tracker on November 9, 2026.

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