Comparison

Figure vs TipKeep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Figure

This app helps individuals with variable daily income track their earnings and expenses. It provides insights into daily, monthly, and projected take-home pay, with premium features for expense logging and tax-ready reports. All data is stored locally for privacy and it works offline.

Highlights
  • Log daily services, tips, and clients
  • Track projected take-home pay
  • Log business expenses
  • Generate tax-ready PDF reports
  • Offline functionality
  • Local data storage for privacy
Features
Read full description

Figure — Daily Earnings Tracker Know your worth. Figure is for anyone whose income looks different every day. Hairstylists. Tattoo artists. Personal trainers. Therapists. Massage therapists. Nail technicians. Photographers. Freelancers of every kind. If you trade your time for money — and that money looks different from one day to the next — Figure was built for you. See what you actually make. Log your day in seconds. Services, tips, clients seen. Watch your month build, one day at a time. Figure remembers everything so you don't have to. Know your paycheck before it arrives. (Premium) Your commission rate or booth rent, your pay period, your real numbers — Figure does the math. See your projected take-home before payday hits. Track what it costs to do what you do. (Premium) Color, tools, supplies, rent, education — log your business expenses and finally see the real picture of your work. Tax-ready reports in seconds. (Premium) Generate professional PDF reports for any month, year, or custom date range. Send to your accountant. Save to your files. Done. Built for how you actually live. — Beautiful, calm design that respects your time — All your data stays on your device — nothing is shared, nothing is sold — Works offline, anywhere — No ads, ever Figure Premium Unlock paycheck prediction, expense tracking, and PDF export for $4.99/month or $34.99/year. Start with a 7-day free trial — cancel anytime. Multiple Workplaces is coming soon — track every chair, studio, or location you work in, separately or together. Why Figure? Most money apps are built for people with one job, one paycheck, one number. That's not you. Your income is real, irregular, and earned — and it deserves an app that understands that. Figure helps you see your worth, every day. Privacy first. Figure stores all your data locally on your device. We don't collect, share, or sell your information. Ever. Privacy policy: https://tryfigure.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TipKeep

Easily track your tips and income from tipped work. Log shifts in seconds, visualize your earnings with a filling jar, and generate tax-ready reports. All your data stays on your device with no account required.

Highlights
  • Log cash and card tips quickly
  • Visualize earnings with a filling jar
  • Track tip-outs and sales
  • Generate tax-ready reports
  • Offline functionality
  • No account or login required
  • Import data from CSV
Read full description

Know what you walked with. TipKeep is the tip tracker built for people who actually work for tips — servers, bartenders, baristas, delivery drivers, nail techs, barbers. Log your shift in about 10 seconds, watch a real glass jar fill with cash as your week builds, and finally know the number nobody's paystub shows: your real hourly, after tip-outs. THE 10-SECOND RITUAL • Cash tips, card tips, hours — done before you've left the parking lot • Tip-outs, sales, and notes when you want the full picture • Double shifts, multiple jobs, editing past days — all supported • A receipt for every shift: "YOU WALKED WITH $243" — made to share YOUR WEEK, VISIBLE • The jar fills toward your weekly goal as you log • Home screen and lock screen widgets — tap to log a shift in one step • See your real $/hour, your best nights, and what you're on pace for this month TAX-READY BY DEFAULT Up to $25,000 of qualified reported tips may be federally deductible for 2025–2028. Your per-shift log is the documentation — TipKeep shows your year-to-date tip total and exports a clean report at tax time. (TipKeep is a record-keeping tool, not tax advice.) YOUR MONEY IS YOUR BUSINESS We read hundreds of reviews of other tip trackers before building this one. The #1 complaint: years of records lost behind logins and servers. So TipKeep is built the other way: • No account. No login. Nothing to lose. • Your shifts and your money stay on your phone — never on our servers • No ads, ever • Works offline, even closing shift in a basement • Switching apps? Import your old shifts from any CSV — free FREE & PRO Logging is free forever, with this week's totals and 30 days of history. TipKeep Pro unlocks your full history, month & year stats with best-nights insights, multiple jobs, and CSV export — $19.99/year with a 7-day free trial, $7.99/month, or $39.99 once for lifetime. No tricks, no per-feature fees. Built for the industry. Drop tonight in the jar. Questions? Visit tipjarapp.app or email us — a human answers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tipjarapp.app/privacy

Screenshots

Figure4 screens
TipKeep4 screens

Verdict

The call

The clearest difference is ads: Figure at none against TipKeep's shown. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Figure sells 2 in-app purchases, starting at $4.99 per month and TipKeep sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Figure against 4.9 for TipKeep. Both are backed by a comparable volume of ratings — 36 and 30 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Figure ships an update every 8 days, TipKeep weekly. The most recent releases landed on September 30, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
Figure versus TipKeep: the parameters behind the verdict, then further details
ParameterFigureTipKeep
PriceFreeFree
Rating4.9 (36 ratings)4.9 (30 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings36 — better30
Update frequencyEvery 8 daysWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.617.0 — better
Further details — not scored
Size19 MB20 MB
Age rating4+4+
Developerpeter lamdenDENYS IVASECHKO

Customer experience

Figure

All ratings36 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

TipKeep

All ratings30 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Figure

Subscriptions2
  • Figure Premium$4.991 Month
  • Figure Premium7 Days trial$34.991 Year
3 purchases

TipKeep

Subscriptions2
  • TipJar Pro$3.991 Month
  • TipJar Pro$19.991 Year
One-time1
  • TipJar Pro - Lifetime$39.99

Questions

Is Figure free?
Figure is free to download, with in-app purchases available.
Is TipKeep free?
TipKeep is free to download, with in-app purchases available.
Which has better reviews, Figure or TipKeep?
Figure and TipKeep are both rated 4.9 out of 5 on the App Store, from 36 and 30 ratings respectively.
Do Figure or TipKeep have ads?
TipKeep shows ads; Figure does not.
Which is updated more often, Figure or TipKeep?
Figure ships an update every 8 days, and TipKeep weekly. Most recently, Figure was updated on September 30, 2026 and TipKeep on September 17, 2026.

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