Comparison

Figure vs TipDiary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Figure

This app helps individuals with variable daily income track their earnings and expenses. It provides insights into daily, monthly, and projected take-home pay, with premium features for expense logging and tax-ready reports. All data is stored locally for privacy and it works offline.

Highlights
  • Log daily services, tips, and clients
  • Track projected take-home pay
  • Log business expenses
  • Generate tax-ready PDF reports
  • Offline functionality
  • Local data storage for privacy
Features
Read full description

Figure — Daily Earnings Tracker Know your worth. Figure is for anyone whose income looks different every day. Hairstylists. Tattoo artists. Personal trainers. Therapists. Massage therapists. Nail technicians. Photographers. Freelancers of every kind. If you trade your time for money — and that money looks different from one day to the next — Figure was built for you. See what you actually make. Log your day in seconds. Services, tips, clients seen. Watch your month build, one day at a time. Figure remembers everything so you don't have to. Know your paycheck before it arrives. (Premium) Your commission rate or booth rent, your pay period, your real numbers — Figure does the math. See your projected take-home before payday hits. Track what it costs to do what you do. (Premium) Color, tools, supplies, rent, education — log your business expenses and finally see the real picture of your work. Tax-ready reports in seconds. (Premium) Generate professional PDF reports for any month, year, or custom date range. Send to your accountant. Save to your files. Done. Built for how you actually live. — Beautiful, calm design that respects your time — All your data stays on your device — nothing is shared, nothing is sold — Works offline, anywhere — No ads, ever Figure Premium Unlock paycheck prediction, expense tracking, and PDF export for $4.99/month or $34.99/year. Start with a 7-day free trial — cancel anytime. Multiple Workplaces is coming soon — track every chair, studio, or location you work in, separately or together. Why Figure? Most money apps are built for people with one job, one paycheck, one number. That's not you. Your income is real, irregular, and earned — and it deserves an app that understands that. Figure helps you see your worth, every day. Privacy first. Figure stores all your data locally on your device. We don't collect, share, or sell your information. Ever. Privacy policy: https://tryfigure.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TipDiary

Features
Read full description

TipDiary is the daily tip diary built for U.S. service workers — servers, bartenders, barbers, dealers, delivery drivers — with the new "No Tax on Tips" deduction math built in. LOG A SHIFT IN 30 SECONDS — FREE FOREVER • Cash tips, card tips, tip-outs, pool share, hours, sales — multiple jobs supported • The IRS already expects a daily tip record (Pub 1244). TipDiary makes it effortless • Calendar history, weekly/monthly totals • Your data is yours: CSV/JSON export and local backups, always free. No account required. TIPDIARY PRO — THE TAX MATH ($24.99/yr, $3.99/mo, or $49.99 lifetime) • Deduction dashboard: qualified tips year-to-date, $25,000 cap progress, estimated tax savings • Year-end projection based on your real pace • Tax Packet PDF: your full daily record, monthly totals, and deduction summary — ready for your tax preparer • Quarterly estimate helper for 1099/self-employed • Income insights: which job and which nights actually pay best • iCloud sync across devices OUR PROMISES • Logging and export are free forever — we never hold your data hostage • No ads, no data collection, no account • No trial traps: what's free stays free Estimates only — not tax advice. Based on current IRS/Treasury guidance for tax years 2025-2028. Requires a valid SSN to claim the deduction; married filers generally must file jointly. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://byh1113710804.github.io/tipdiary-site/privacy.html

Screenshots

Figure4 screens
TipDiary2 screens

Verdict

The call

Figure and TipDiary are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Figure sells 2 in-app purchases, starting at $4.99 per month and TipDiary sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Figure ships an update every 8 days, TipDiary every 5 days. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

ScorecardNo meaningful differences
Figure versus TipDiary: the parameters behind the verdict, then further details
ParameterFigureTipDiary
PriceFreeFree
Rating4.9 (36 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings36 — better—
Update frequencyEvery 8 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.617.0 — better
Further details — not scored
Size19 MB3 MB
Age rating4+4+
Developerpeter lamden雨宏 柏

In-app purchases

2 purchases

Figure

Subscriptions2
  • Figure Premium$4.991 Month
  • Figure Premium7 Days trial$34.991 Year
3 purchases

TipDiary

Subscriptions2
  • TipDiary Pro Monthly$3.991 Month
  • TipDiary Pro Yearly$24.991 Year
One-time1
  • TipDiary Pro Lifetime$49.99

Questions

Is Figure free?
Figure is free to download, with in-app purchases available.
Is TipDiary free?
TipDiary is free to download, with in-app purchases available.
Do Figure or TipDiary have ads?
Neither Figure nor TipDiary shows ads.
Which is updated more often, Figure or TipDiary?
Figure ships an update every 8 days, and TipDiary every 5 days. Most recently, Figure was updated on October 16, 2026 and TipDiary on October 2, 2026.

Other comparisons