Comparison

外貨取引 vs Monoline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

外貨取引

Features
Read full description

外貨取引App は、USD/JPY の取引履歴を記録し、現在の保有量と損益をひと目で確認できるシンプルな記録アプリです。 買いと売りを手入力で残すだけで、平均取得レート、実現損益、含み損益、JPY の純流出入を自動で整理します。すべての集計は取引履歴から計算されるため、数字の根拠を追いやすく、あとから見返してもわかりやすい設計です。 取引データは端末上に保存され、iCloud が利用可能な環境では利用者の個人用 iCloud 領域に同期されます。広告や分析目的で第三者の外部基盤へ取引データを保存することはありません。 iPhone や iPad など、利用する Apple デバイス間で記録をそろえて管理できます。 主な機能 USD/JPY の買い・売り取引を記録 取引一覧で履歴を確認、編集、削除 現在の USD 保有量を自動集計 平均取得レートを表示 実現損益と含み損益を表示 取引レートの推移をグラフで確認 最新の USD/JPY 参照レートを取得して評価額を更新 こんな方におすすめ 外貨預金やドル転の記録を手元で整理したい方 売却時の損益をシンプルに確認したい方 スプレッドシートより軽く履歴を残したい方 ご注意 本アプリは個人向けの記録補助ツールです。 税務、会計、投資助言を目的としたものではありません。 為替参照レートは情報提供用であり、実際の約定レートを保証するものではありません。

About

Monoline

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

Highlights
  • AI automatic recording from card messages and Apple Pay
  • Natural language input for expense categorization
  • AI chat for spending analysis and insights
  • Monthly spending reports with personalized advice
  • Receipt scanning for item and amount recognition
  • Multi-currency support with automatic conversion
  • Separate ledgers for different purposes
Read full description

One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. • One-line entry — write naturally, it gets sorted • Several at once — "coffee 4.5, subway 2.75" becomes two entries • Voice — tap the mic and say it; fix the transcript right there • Receipts — snap one or several photos, items and totals are read for you • Shared ledgers — one invite link and your partner or family logs into the same ledger; see who added what • Day — one photo and one line about today, with an AI look-back at the end of the month • Ask AI — ask anything about your spending, answered from your own entries • Reports — monthly and yearly reports of tables and charts, built from your own entries • Foreign currency — write "¥1,200" and it converts at that day's rate, original kept in the memo • Separate ledgers — travel, emergency fund, each with its own currency; period ledgers for trips and events • Clean stats — spending by category and by month at a glance • iCloud Drive backup — restore after a new phone or a reinstall • No account needed — your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record — payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy

Screenshots

外貨取引4 screens
Monoline4 screens

Verdict

The call

The clearest difference is in-app purchases: 外貨取引 at none against Monoline's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monoline sells 2 in-app purchases, starting at $1.99 per month. 外貨取引 asks for nothing beyond the download.

UpkeepUpdate frequency

外貨取引 ships an update every 2 days, Monoline every 4 days. The most recent releases landed on October 19, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 7 level
外貨取引 versus Monoline: the parameters behind the verdict, then further details
Parameter外貨取引Monoline
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 2 days — betterEvery 4 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size4 MB30 MB
Age rating4+4+
DeveloperHiroyuki MiuraPlien (KR)

In-app purchases

None

外貨取引

No in-app purchases

2 purchases

Monoline

Subscriptions2
  • Monoline Plus$1.991 Month
  • Monoline Plus Yearly$12.991 Year

Questions

Is 外貨取引 free?
外貨取引 is free to download, with no in-app purchases.
Is Monoline free?
Monoline is free to download, with in-app purchases available.
Do 外貨取引 or Monoline have ads?
Neither 外貨取引 nor Monoline shows ads.
Which is updated more often, 外貨取引 or Monoline?
外貨取引 ships an update every 2 days, and Monoline every 4 days. Most recently, 外貨取引 was updated on October 19, 2026 and Monoline on October 25, 2026.

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