Money vs Monoline
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Money
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Money makes it simple to stay on top of your finances. Add expenses and income in seconds, organize by categories, and see where your money goes with clear statistics. - Quick Record: Add transactions from your home screen widget or with just a few taps - Smart Categories: Organize spending with customizable categories - Statistics: Breakdowns by month, year, or custom date range - Currency Format: Display amounts in any world currency - iCloud Backup: Export and restore your data as CSV via iCloud Drive or local storage - App Lock: Protect your financial data with Face ID or Touch ID - Home & Lock Screen Widgets: See your spending summary at a glance - Dark Mode: Full support for light, dark, and system appearance - Localized: Available in English, Spanish, French, German, Japanese, Portuguese (Brazil), Korean, Italian, Dutch, and Ukrainian Your data stays on your device. No accounts, no cloud sync, no tracking โ just a fast, private expense tracker that respects your privacy. Privacy Policy: https://github.com/vladzhila/legal/blob/main/money/privacy-policy.md Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Monoline
Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.
- AI automatic recording from card messages and Apple Pay
- Natural language input for expense categorization
- AI chat for spending analysis and insights
- Monthly spending reports with personalized advice
- Receipt scanning for item and amount recognition
- Multi-currency support with automatic conversion
- Separate ledgers for different purposes
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One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. โข One-line entry โ write naturally, it gets sorted โข Several at once โ "coffee 4.5, subway 2.75" becomes two entries โข Voice โ tap the mic and say it; fix the transcript right there โข Receipts โ snap one or several photos, items and totals are read for you โข Shared ledgers โ one invite link and your partner or family logs into the same ledger; see who added what โข Day โ one photo and one line about today, with an AI look-back at the end of the month โข Ask AI โ ask anything about your spending, answered from your own entries โข Reports โ monthly and yearly reports of tables and charts, built from your own entries โข Foreign currency โ write "ยฅ1,200" and it converts at that day's rate, original kept in the memo โข Separate ledgers โ travel, emergency fund, each with its own currency; period ledgers for trips and events โข Clean stats โ spending by category and by month at a glance โข iCloud Drive backup โ restore after a new phone or a reinstall โข No account needed โ your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record โ payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy
Screenshots
Verdict
Money and Monoline are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Money sells 3 in-app purchases, starting at $1.99 per month and Monoline sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Money ships an update every 3 days, Monoline every 4 days. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.
| Parameter | Money | Monoline |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 3 days โ better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | โ | Freemium |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details โ not scored | ||
| Size | 6 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Vlad Zhila | Plien (KR) |
In-app purchases
Money
- Monthly Plan14 Days trial$1.991 Month
- Annual Plan14 Days trial$9.991 Year
- Lifetime Access$29.99
Monoline
- Monoline Plus$1.991 Month
- Monoline Plus Yearly$12.991 Year









