FinanceForest vs Netto

Know your number. Actually. Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server. WHAT YOU TRACK Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself. Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name. MONTHLY SNAPSHOTS Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history. FIRE CALCULATOR Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns. INSIGHTS See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios. MULTI-CURRENCY Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers. PRIVACY — NO COMPROMISES • Zero servers. Your data never leaves your device. • iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you. • No account, no login, no ads, no subscriptions. • Optional Face ID / Touch ID lock. YOURS TO CONFIGURE Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way. Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.

Netto is a private, calm net worth tracker. No bank logins, no Plaid, no aggregators — you add your accounts and log balances yourself, and Netto turns those numbers into a clear picture of where you stand and where you're headed. PRIVATE BY DESIGN Most money apps want your banking credentials. Netto doesn't. Your accounts and balances live on your device and sync through your own private iCloud — NorthPack Studios has no servers and never sees your data. A CALMER WAY TO TRACK Netto isn't an anxiety dashboard. It's a quiet check-in with your money: • A monthly check-in that greets you with a plain-language read on how things are going • Narrative insights that turn your numbers into sentences — "You're up $4,200 this quarter," not just a chart • An insights screen that opens with a Highlights list — your trend, top movers, and what changed, summed up in plain-language sentences above the charts TRACK EVERYTHING • Add asset and liability accounts — cash, investments, property, loans, anything • Log balances over time with optional notes • Scan a balance straight from a statement or your screen with the camera — manual entry made easy • Multi-currency accounts with a single display currency • Recently Deleted recovery and CSV import/export SEE YOUR TRAJECTORY • Home dashboard with current net worth, your change this quarter at a glance, a growth-streak badge, a highlighted insight, 90-day trend, top movers, and a preview of your next milestone • Tap any chart to expand it full-screen — high, low, average, change, and growth-rate stats, plus drag across to compare any two dates • Lock Screen and Home Screen widgets • Face ID lock so your balances stay private NETTO PRO — one-time purchase, no subscription • History tab with full balance history and range filters • Insights — narrative insights, monthly trends, projections, milestones, and allocation health • Bulk Entry across every account on one date • PDF reports • Custom account categories • Entry reminders • Add values with Siri & Shortcuts and from the Share Sheet • 90-Day Trend widget PRIVACY FIRST No account. No analytics. No tracking. Works offline. Your data stays yours. Netto is made by NorthPack Studios LLC.