FinanceForest vs Billdar

Know your number. Actually. Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server. WHAT YOU TRACK Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself. Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name. MONTHLY SNAPSHOTS Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history. FIRE CALCULATOR Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns. INSIGHTS See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios. MULTI-CURRENCY Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers. PRIVACY — NO COMPROMISES • Zero servers. Your data never leaves your device. • iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you. • No account, no login, no ads, no subscriptions. • Optional Face ID / Touch ID lock. YOURS TO CONFIGURE Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way. Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.

Know every subscription charge before it lands, and cancel what you don't use. No bank login, no account, no ads. Streaming, apps, the gym, cloud storage… small monthly charges add up fast. Billdar puts them all on one radar: the closer a subscription sits to the centre, the sooner it charges you. See what's coming, get a heads-up before each renewal, and cut what you barely use. WHY BILLDAR • No bank login - add subscriptions from a catalog of popular services. Billdar never connects to your bank • Private by design - no account, no sign-up. Your data stays on your iPhone, with an automatic backup to your own private iCloud • No ads, ever - nothing between you and your numbers • See the real cost - monthly, yearly and daily totals, one tap apart FEATURES • Radar - every charge in the next 30 days at a glance • Renewal reminders - a heads-up days before you're charged, at a time you choose • Cancel guides - step-by-step instructions for popular services • Value check - see the cost per use and what goes to things you barely touch • Free-trial tracking - never get surprise-charged when a trial ends • Price watch - know when a service raises its price • Mark as paid - log each payment and keep a history of what you spent • 150+ currencies with live exchange rates - perfect for subscriptions billed abroad • Flexible billing cycles - weekly, monthly, quarterly, yearly, or a custom "every N days/weeks/months" • Payment methods - see which card or account pays for what • Widgets - your next renewal on the Home Screen and Lock Screen • Spending stats - a monthly budget and a breakdown by category • Backup & export - automatic iCloud backup, plus CSV export and JSON backups DESIGNED TO BE CALM A quiet interface in light and dark that takes on the colours of what you pay for. PRICING Billdar is free for up to 4 active subscriptions, with no ads. Billdar Pro unlocks unlimited tracking with a single one-time purchase. No subscription, ever. (Yes, we see the irony.) Billdar has no account and never sees your subscription data.