FinanceForest vs Subsly

Know your number. Actually. Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server. WHAT YOU TRACK Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself. Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name. MONTHLY SNAPSHOTS Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history. FIRE CALCULATOR Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns. INSIGHTS See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios. MULTI-CURRENCY Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers. PRIVACY — NO COMPROMISES • Zero servers. Your data never leaves your device. • iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you. • No account, no login, no ads, no subscriptions. • Optional Face ID / Touch ID lock. YOURS TO CONFIGURE Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way. Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.

Subsly helps you take back control of your subscriptions. See what you're really paying, get reminded before every renewal, and keep it all private on your device. Streaming, apps, the gym, cloud storage… the small monthly charges add up fast. Subsly gives you one clear place to track them, forecast your spending, and cancel what you no longer use. WHY SUBSLY • Free and unlimited - track as many subscriptions as you want, no limits • Private by design - everything stays on your device. No account, no sign-up, no servers • See the real cost - instant monthly, yearly, and daily spend totals FEATURES • Renewal reminders - a heads-up days before you're charged, at a time you choose • 150+ currencies with live exchange rates - perfect for subscriptions billed abroad • Free-trial tracking - never get surprise-charged when a trial ends • Flexible billing cycles - weekly, monthly, quarterly, yearly, or a custom "every N days/weeks/months" • How to cancel - built-in, step-by-step cancellation guides for popular services • Payment methods - see which card or account pays for what • Spending dashboard - a clean overview of upcoming renewals and totals • Backup & export - export to CSV, or back up and restore your data anytime DESIGNED TO BE A JOY A calm, premium dark interface that makes managing money feel effortless. PRICING Subsly is free and ad-supported. Not a fan of ads? A single one-time purchase removes them forever — no subscription, ever. (Yes, we see the irony.) Your data never leaves your phone. Subsly has no account and doesn't track your subscription info.