Comparison

Offsheets vs FinApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Offsheets

Visualize your financial data from a connected Tiller-powered Google Sheet in real-time. Effortlessly categorize transactions, monitor your net worth, and view interactive charts on any device. This app prioritizes your privacy with a Zero-Knowledge Architecture.

Highlights
  • Connect Tiller-powered Google Sheets
  • Real-time data visualization
  • Transaction categorization
  • Net worth tracking
  • Interactive charts
  • Zero-Knowledge Architecture
Read full description

Offsheets requires a Tiller subscription and a Tiller-powered Google Sheet. Connect your Tiller-powered Google Sheet to manage, visualize, and forecast your financial data in real-time. Designed and optimized for mobile, tablet, and desktop, with equal features and functionality regardless of device or screen size. Offsheets is built from the ground up on a Zero-Knowledge Architecture, which means your financial data is never stored in a database, only in your sheet. We never see it, and we never store it. Offsheets unlocks the untapped power of your spreadsheet by allowing you to effortlessly accomplish four things. Though a spreadsheet can do some of these things, it does not have the ability to do them as well as Offsheets due to the limitations of a spreadsheet: 1) Manage your historical personal finance data 2) Visualize and analyze that data 3) Forecast into the future 4) Stay connected to your finances via emails and alerts Offsheets has full feature parity with Tiller, including Savings and Debt tracking integration, Savings Goals, Debt Payoff Planner, Savings Budget, AutoCat, and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.offsheets.com/privacy.html

About

FinApp

This personal finance app keeps your financial data private by storing it solely on your device. It offers automatic transaction categorization, spending insights, and recurring bill tracking, all without requiring an account or sending data to external servers.

Highlights
  • On-device data storage
  • Automatic transaction categorization
  • Net worth tracking
  • Spending insights and trends
  • Recurring bill detection
  • Searchable transaction history
  • Customizable account grouping
Features
Read full description

FinApp is a personal-finance app built around one idea: your money data should stay on your phone. Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track. WHAT YOU GET • Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Budgets — set a monthly limit per category and track it right on your Dashboard, with an alert the moment you go over. • Quick review — file uncategorized charges in seconds with a swipe-to-categorize flow that suggests the right category for you. • Recurring bills — FinApp spots subscriptions and repeating charges, flags price increases, and a calendar view shows what's due when. • Transactions, searchable — one filter for category, month, and income vs. spending, with active filters shown as chips; attach your own notes to any charge and export everything to CSV. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones. PRIVATE BY DESIGN • Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings. JUST LOOKING? Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed. FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org. Instructions on how to setup SimpleFin with the FinApp app can be found here: https://normanhoang.github.io/fin_app/simplefin-setup

Screenshots

Offsheets4 screens
FinApp4 screens

Verdict

The call

The clearest difference is in-app purchases: FinApp at none against Offsheets's 2. Offsheets's advantage is update cadence (every 2 days vs weekly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Offsheets sells 2 in-app purchases, starting at $3.99 per month. FinApp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Offsheets against 5.0 for FinApp. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Offsheets ships an update every 2 days, FinApp weekly. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Offsheets versus FinApp: the parameters behind the verdict, then further details
ParameterOffsheetsFinApp
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings11
Update frequencyEvery 2 days — betterWeekly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size34 MB3 MB
Age rating4+4+
DeveloperMJAPPS LLCNha Hoang

Customer experience

Offsheets

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

FinApp

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Offsheets

Subscriptions1
  • Offsheets Monthly$3.991 Month
One-time1
  • Offsheets Lifetime$89.99
None

FinApp

No in-app purchases

Questions

Is Offsheets free?
Offsheets is free to download, with in-app purchases available.
Is FinApp free?
FinApp is free to download, with no in-app purchases.
Which has better reviews, Offsheets or FinApp?
Offsheets and FinApp are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Offsheets or FinApp have ads?
Neither Offsheets nor FinApp shows ads.
Which is updated more often, Offsheets or FinApp?
Offsheets ships an update every 2 days, and FinApp weekly. Most recently, Offsheets was updated on October 6, 2026 and FinApp on October 12, 2026.

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