Comparison

Offsheets vs PocketVault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Offsheets

Visualize your financial data from a connected Tiller-powered Google Sheet in real-time. Effortlessly categorize transactions, monitor your net worth, and view interactive charts on any device. This app prioritizes your privacy with a Zero-Knowledge Architecture.

Highlights
  • Connect Tiller-powered Google Sheets
  • Real-time data visualization
  • Transaction categorization
  • Net worth tracking
  • Interactive charts
  • Zero-Knowledge Architecture
Read full description

Offsheets requires a Tiller subscription and a Tiller-powered Google Sheet. Connect your Tiller-powered Google Sheet to manage, visualize, and forecast your financial data in real-time. Designed and optimized for mobile, tablet, and desktop, with equal features and functionality regardless of device or screen size. Offsheets is built from the ground up on a Zero-Knowledge Architecture, which means your financial data is never stored in a database, only in your sheet. We never see it, and we never store it. Offsheets unlocks the untapped power of your spreadsheet by allowing you to effortlessly accomplish four things. Though a spreadsheet can do some of these things, it does not have the ability to do them as well as Offsheets due to the limitations of a spreadsheet: 1) Manage your historical personal finance data 2) Visualize and analyze that data 3) Forecast into the future 4) Stay connected to your finances via emails and alerts Offsheets has full feature parity with Tiller, including Savings and Debt tracking integration, Savings Goals, Debt Payoff Planner, Savings Budget, AutoCat, and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.offsheets.com/privacy.html

About

PocketVault

Manage your finances privately and securely with this on-device personal finance app. Track accounts, budgets, and net worth offline, with no cloud storage or data tracking. Features AI-powered insights and multi-currency support.

Highlights
  • On-device data storage
  • Offline functionality
  • Unlimited account tracking
  • Budget building
  • Net worth monitoring
  • AI-powered insights
  • Multi-currency support
Features
Read full description

PocketVault is a private, all-in-one personal finance app that runs entirely on your device. No account. No cloud. No tracking. Your financial life stays with you — encrypted and offline. Most finance apps upload your transactions to their servers. PocketVault doesn't. Your accounts, budgets, and insights are computed on your iPhone and stored in an AES-256 encrypted database that never leaves it. WHAT YOU CAN DO • Track unlimited accounts, cash, and cards in one place • Build budgets and watch spending as it happens • Log income, expenses, and recurring bills • Monitor investments, loans, savings goals, and retirement accounts • See your net worth update in real time • Plan loan payoff with extra payments, lump sums, and step-ups • Split and settle shared expenses • Keep tabs on subscriptions before they renew ON-DEVICE AI — NOT THE CLOUD Ask questions about your money in plain language and get answers computed locally, never sent to a server. Scan receipts, auto-categorize transactions, and surface spending insights with AI that runs on your iPhone. BUILT FOR EVERY CURRENCY Track balances across US Dollar, Indian Rupee, Euro, Pound, Yen, and more. Amounts are converted consistently wherever they're totaled, so multi-currency net worth just works — with region-aware terminology throughout. QUICK, PRIVATE IMPORT Add transactions in seconds: scan a receipt, share text from another app, or capture messages with a Shortcut you trigger yourself. Nothing is read in the background. PRIVACY, BY DESIGN • No account or sign-up — open the app and start • AES-256 encrypted, on-device storage • Works fully offline • Zero telemetry — nothing is collected, because there's no server to collect it • Your data is yours to export any time No ads. No data resale. A finance app that respects you. Questions? Visit pocketvault.finance Privacy Policy: https://pocketvault.finance/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Offsheets4 screens
PocketVault4 screens

Verdict

The call

The clearest difference is in-app purchases: PocketVault at none against Offsheets's 2. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Offsheets sells 2 in-app purchases, starting at $3.99 per month. PocketVault asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Offsheets against 5.0 for PocketVault. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Offsheets versus PocketVault: the parameters behind the verdict, then further details
ParameterOffsheetsPocketVault
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size34 MB84 MB
Age rating4+17+
DeveloperMJAPPS LLCThink 2 Execute LLP

Customer experience

Offsheets

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PocketVault

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Offsheets

Subscriptions1
  • Offsheets Monthly$3.991 Month
One-time1
  • Offsheets Lifetime$89.99
None

PocketVault

No in-app purchases

Questions

Is Offsheets free?
Offsheets is free to download, with in-app purchases available.
Is PocketVault free?
PocketVault is free to download, with no in-app purchases.
Which has better reviews, Offsheets or PocketVault?
Offsheets and PocketVault are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Offsheets or PocketVault have ads?
Neither Offsheets nor PocketVault shows ads.
Which is updated more often, Offsheets or PocketVault?
Offsheets ships an update every 2 days, and PocketVault every 2 days. Most recently, Offsheets was updated on October 6, 2026 and PocketVault on October 11, 2026.

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