Settl vs Split Bills

Split any bill in one sentence. Say it, scan it, Settl. Settl is the fastest way to split expenses with friends, roommates and travel buddies. Tap the mic, say what happened, and the expense is logged, split and converted in about a second. "Dinner was 240, the Sharmas had the wine, split the rest." Logged. Itemized. Everyone owes the right amount. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday." Two expenses, dated correctly, converted from yen. SAY IT, SCAN IT, OR TAP IT One mic button sits at the bottom of every screen. Point the camera at a receipt and Settl reads the total and the items. Prefer typing? Every action still works by hand. WHAT YOU CAN DO • Split equally, by exact amounts, by percentage, by shares, or item by item • Groups for trips, shared houses, couples and one-off dinners • Settle up 1-on-1 with a friend, no group needed • See who owes whom across every group in one balance • Track IOUs and record payments when someone pays you back • Multi-currency with daily exchange rates, built for travel • Comment on any expense to sort out the details • Import your history from Splitwise in a couple of taps WHY PEOPLE SWITCH You're not bad at money. You just hate asking for it. Every group dinner ends the same way: receipts on the table, half-typed payment requests, someone doing math in a notes app. Older bill-splitting apps solved the ledger. They never solved the chore of logging the thing in the first place. Settl does. Start a group, share the link, and split your next dinner before the check arrives. Questions or feedback? hello@settl.fyi Privacy: https://settl.fyi/privacy Terms: https://settl.fyi/terms

Halv splits shared costs with the people you like and tells you exactly who pays whom. One honest balance per friend, across every trip, apartment and dinner. SCAN THE RECEIPT Point the camera at the bill. Halv reads every line, and everyone taps the items they had, down to the cent. A six-person dinner is split before the coats are on. THE ROUND Five people, four payments. Halv finds the shortest way to square up a group and names who pays whom. Prefer the raw pairwise balances? Turn it off for that group any time. ONE NUMBER PER PERSON Sarah is in your trip, your apartment and last night's dinner. Halv nets all of it into one amount she owes you, or you owe her. PAY THEM BACK IN ONE TAP Halv opens Revolut with the amount and the name already filled in, or copies your friend's bank details for your banking app, then records the settlement. Halv never holds or moves your money. EVERY WAY TO SPLIT Equal, exact amounts, percentages, or item by item. More than one payer on a single expense. Split with people who don't have the app yet; they claim their share when they join. MADE FOR TRIPS ABROAD A group keeps a separate ledger per currency. A dollar expense in a euro trip stays in dollars. Nothing is converted with a made-up rate, and nobody is asked to settle a number that doesn't exist. WORKS OFFLINE Add expenses on the mountain or on the plane. Halv syncs when you're back online. FREE TO KEEP Splitting, balances and settling are free, with no subscription, ever. The receipt scanner is the one paid feature: your first three scans are on us, then a Trip Pass for yourself or a Group Pass that covers everyone in the group. Passes are one-off purchases, not subscriptions. Questions or ideas: hello@halv.money