Comparison

Segretaria vs BudgetLoop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Segretaria

Features
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Segretaria — La tua assistente personale Tieni tutto sotto controllo con un'unica app: spese, entrate, agenda, lista spesa e molto altro. Basta parlare — Segretaria capisce la tua voce e registra tutto in automatico. Registra spese ed entrate con la voce Di' semplicemente "ho speso 30 euro al supermercato" o "ho ricevuto 500 euro di stipendio" e Segretaria lo salva al posto tuo. Niente form, niente tap: parla e vai Fotografa gli scontrini Inquadra uno scontrino e l'app estrae importo, categoria e data in automatico. Tutti i tuoi documenti archiviati e sempre a portata di mano Detrazioni IRPEF sempre aggiornate Segretaria calcola automaticamente quanto puoi detrarre nel 730: farmacia, medico, sport dei figli, mutuo, assicurazioni, ristrutturazioni e molto altro. Esporta il riepilogo in CSV per il tuo CAF o commercialista Budget e bilancio mensile Imposta budget per categoria, monitora entrate e uscite mese per mese e scopri subito quando stai superando i limiti. Il grafico bilancio ti mostra la situazione a colpo d'occhio Importa le spese dalla banca Carica il PDF dell'estratto conto e Segretaria importa le transazioni in automatico, eliminando i duplicati Agenda e promemoria Appuntamenti, scadenze fiscali (F24, IMU, 730) e scadenze personali come bollo auto e RCA — tutto in un unico calendario con notifiche intelligenti Lista spesa condivisa Crea liste della spesa e condividile con il tuo gruppo — famiglia, coinquilini o chi vuoi. Le modifiche si sincronizzano in tempo reale Abbonamenti sotto controllo Segretaria rileva automaticamente i tuoi abbonamenti ricorrenti (Netflix, Spotify, palestra…) e ti mostra quanto spendi ogni mese Privacy al primo posto I tuoi dati sono protetti con crittografia end-to-end, autenticazione a due fattori e archiviazione sicura. Puoi esportare o cancellare tutto in qualsiasi momento FUNZIONI AI Segretaria usa l'intelligenza artificiale (Claude di Anthropic) per scansione scontrini, comandi vocali, chat e insights. L'elaborazione AI richiede il consenso dell'utente ed è disattivabile in qualsiasi momento dalle Impostazioni. Il piano gratuito include le funzioni AI con un limite mensile. Con Segretaria Pro le usi senza limiti. Auto-renewable subscriptions: - Segretaria Pro Mensile: €2,99/mese - Segretaria Pro Annuale: €29,99/anno (7 giorni di prova gratuita) - Segretaria Famiglia: €6,99/mese (fino a 5 membri) Functional links to Privacy Policy and Terms of Use are visible in the paywall (Settings → "Piano: Free"). Privacy Policy: https://www.segretaria-ai.com/privacy-policy Termini di servizio: https://www.segretaria-ai.com/terms-of-use

About

BudgetLoop

Features
Read full description

See exactly where your money goes this month, and how much is left. BudgetLoop is a monthly budget tracker for iPhone that works completely offline. No account, no sign-up, no bank connection. HOW IT WORKS Set a monthly budget, log income and expenses in a few taps, and watch your remaining budget update instantly. The number you actually need is on the first screen, not three menus deep. CATEGORIES AND LIMITS Rent, groceries, transport, bills, entertainment, dining out, health and other are ready to use. Add unlimited custom categories with their own icon and colour. Give any category its own monthly limit. The progress bar switches to a warning colour at 90% and above. CHARTS THAT MAKE SENSE - Daily spending bars for the current period - Spending by category as a donut chart - A 6-month trend, so you can see whether things are actually improving A MONTH THAT MATCHES YOUR PAYDAY Your budget cycle does not have to start on the 1st. Choose any day from 1 to 28 so the month lines up with when you actually get paid. OFFLINE AND PRIVATE Everything is stored on your iPhone and nowhere else. There is no server, no account, no analytics and no tracking. The app never asks for internet access because it never needs it. That is how it is built, not a promise we are making. ALSO INSIDE - 30+ currencies with correct local formatting - 26 interface languages - OLED dark theme, a light theme, or follow the system - CSV export of every transaction - iPhone, iOS 17 or later PRICING Try everything free for 7 days, no payment details needed. After that, keep BudgetLoop with a one-time purchase you own forever, or choose a yearly plan instead. A subscription is not required. WHAT BUDGETLOOP DOES NOT DO It does not connect to your bank. You enter transactions yourself, in a few seconds. That is deliberate, so nothing gets miscategorised behind your back and no credentials ever leave your hands. Your financial data stays on your iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ecomcg90-gif.github.io/budgetloop-site/privacy.html

Screenshots

Segretaria4 screens
BudgetLoop4 screens

Verdict

The call

The clearest difference is update cadence: BudgetLoop at weekly against Segretaria's every 4 weeks. Segretaria's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Segretaria sells 1 in-app purchase, starting at $5.99 per month and BudgetLoop sells 2 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Segretaria ships an update every 4 weeks, BudgetLoop weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 3 level
Segretaria versus BudgetLoop: the parameters behind the verdict, then further details
ParameterSegretariaBudgetLoop
PriceFreeFree
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size43 MB2 MB
Age rating4+4+
DeveloperDaniele GrazzaniCEM GOKCE

In-app purchases

1 purchases

Segretaria

Subscriptions1
  • Family (Mensile)$5.991 Month
2 purchases

BudgetLoop

Subscriptions1
  • Yearly Plan$8.991 Year
One-time1
  • Lifetime Access$17.99

Questions

Is Segretaria free?
Segretaria is free to download, with in-app purchases available.
Is BudgetLoop free?
BudgetLoop is free to download, with in-app purchases available.
Do Segretaria or BudgetLoop have ads?
Neither Segretaria nor BudgetLoop shows ads.
Which is updated more often, Segretaria or BudgetLoop?
Segretaria ships an update every 4 weeks, and BudgetLoop weekly. Most recently, Segretaria was updated on November 5, 2026 and BudgetLoop on October 31, 2026.

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