Expense Tracker vs Sacred Duo

Take control of your finances with Luca, a beautifully simple expense tracker designed to make managing your expenses effortless. Whether you're tracking daily spending, setting monthly budgets, or keeping an eye on recurring bills, Luca gives you a clear picture of your finances in seconds. Track Your Spending Log expenses quickly and see exactly where your money goes. Organize by category with beautiful visual breakdowns that make your spending habits clear. Speak To Add Add expenses with your voice using built in AI. Just describe your transaction and Luca handles the rest, no typing, no hassle. Stay On Budget Set monthly budgets and get notified before you overspend. Luca keeps you accountable with reminders so you never lose track. Set & Forget Set up recurring expenses once and forget about them. Subscriptions, rent, utilities, Luca reminds you & logs them automatically so nothing slips through the cracks. Organize Your Spending Create distinct categories to organize every dollar. See at a glance how much goes to food, car, entertainment, and more with a colorful pie chart. Multiple Account Types Manage different financial goals all in one place. Create personal and business accounts to separate your spending, savings accounts to track progress toward a goal, or debt accounts to stay on top of what you owe. Each account gets its own dashboard, insights, and AI chat tailored to your needs. More to love: • Clean, minimal design that's a joy to use • Income tracking and balance overview • Monthly summaries and spending insights • Export your expense reports as PDF or CSV • iCloud sync across all your devices • No ads, ever Download Luca today and take full control of your finances Here's what you should know about auto-renewing subscriptions: – If you choose to purchase a monthly or yearly subscription, you will have unlimited access to all features or any future features. – Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current subscription period without any limitations. – Auto-renewal can be canceled at any time by going to your settings in the App Store after the purchase. Privacy Policy: https://www.crispyappsllc.com/privacy Terms of Use: https://www.crispyappsllc.com/terms

Keep track of money you owe and money owed to you in a private ledger. Record IOUs, partial payments, due dates, and reminders so every balance is easier to follow. WHY SACRED DUO A simple truth: money owed between people is one of the most common sources of friction. Sacred Duo gives you a quiet place to track every loan, IOU, rent payment, freelance invoice, and split tab — without sharing your ledger with Sacred Duo or third parties. WHAT YOU CAN TRACK • Money other people owe you • Money you owe to others • Partial payments toward any balance • Due dates and gentle reminders • Categories (Family, Friend, Rent, Loan, Service, Business, and more) • Notes and full payment history per entry A CALM, ELEGANT DESIGN Crafted in the spirit of Apple's best finance apps — deep forest surfaces, metallic gold accents, glassmorphic cards, and refined typography. A gold Tree of Life motif weaves through the experience, a quiet reminder of value, growth, and integrity. PRIVACY BY DESIGN • 100% free, forever — no paid tier, no subscriptions, no IAP • Local-first storage on your iPhone • Private Apple iCloud Key-Value Store restore/sync when iCloud is available • No Sacred Duo accounts or logins • No analytics, no trackers, no ads • No banking APIs, no third-party SDKs • Your ledger is yours alone FEATURES • Dashboard with totals at a glance • "Owed To Me" and "I Owe" lists • Add, edit, and settle entries in seconds • Partial payment tracking with progress • Local notifications for due dates • Closed-entry History view • Search and filters • Dark Mode native • Optimized for iPhone Sacred Duo is intentionally simple. It does one thing — track what's owed, both ways — and it does it beautifully. A calm ledger. A clear conscience. Support: support@sacredpathwayllc.com