Expense Tracker vs Pennli

Take control of your finances with Luca, a beautifully simple expense tracker designed to make managing your expenses effortless. Whether you're tracking daily spending, setting monthly budgets, or keeping an eye on recurring bills, Luca gives you a clear picture of your finances in seconds. Track Your Spending Log expenses quickly and see exactly where your money goes. Organize by category with beautiful visual breakdowns that make your spending habits clear. Speak To Add Add expenses with your voice using built in AI. Just describe your transaction and Luca handles the rest, no typing, no hassle. Stay On Budget Set monthly budgets and get notified before you overspend. Luca keeps you accountable with reminders so you never lose track. Set & Forget Set up recurring expenses once and forget about them. Subscriptions, rent, utilities, Luca reminds you & logs them automatically so nothing slips through the cracks. Organize Your Spending Create distinct categories to organize every dollar. See at a glance how much goes to food, car, entertainment, and more with a colorful pie chart. Multiple Account Types Manage different financial goals all in one place. Create personal and business accounts to separate your spending, savings accounts to track progress toward a goal, or debt accounts to stay on top of what you owe. Each account gets its own dashboard, insights, and AI chat tailored to your needs. More to love: • Clean, minimal design that's a joy to use • Income tracking and balance overview • Monthly summaries and spending insights • Export your expense reports as PDF or CSV • iCloud sync across all your devices • No ads, ever Download Luca today and take full control of your finances Here's what you should know about auto-renewing subscriptions: – If you choose to purchase a monthly or yearly subscription, you will have unlimited access to all features or any future features. – Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current subscription period without any limitations. – Auto-renewal can be canceled at any time by going to your settings in the App Store after the purchase. Privacy Policy: https://www.crispyappsllc.com/privacy Terms of Use: https://www.crispyappsllc.com/terms

Most budgeting apps wait until the end of the month to tell you what you did wrong. Pennli does the opposite. You decide where your money goes at the start, and one number tells you what is genuinely left to spend today. It is the envelope method, without the cash or the shoebox. HOW IT WORKS 1. Add what is coming in — a salary, a side income, the money that arrives whenever it arrives. 2. Divide it into envelopes: groceries, rent, going out, the things you actually spend on. 3. Log spending as it happens. Every envelope shows what is left, not what you have burned through. No spreadsheet to maintain. No category system to learn. About two minutes to set up. WHAT IS INSIDE • Envelopes you name yourself, with budgets you can change any month • Savings goals with a monthly amount, so "one day" finally gets a date • Repeating bills entered once and handled from then on • A weekly view of where the money went, tappable down to the single expense • Month-by-month history you can page back through • CSV export, so your records stay yours • Six languages and six currencies PRIVATE BY DEFAULT Pennli never asks for a bank login, because it never connects to one. There is no account, no sign-up, and no email address to hand over. Your budget is stored on your iPhone and stays there. We cannot read it and we cannot recover it. That is the trade, and we think it is the right one. QUIET BY DESIGN Pennli sends exactly one notification: a heads-up two days before a free trial ends. No daily reminders. No streaks to protect. No nudges asking you to log a coffee. BUILT FOR THE MONTH YOU ARE ALREADY IN Forgot to write something down yesterday? Change the date. Spent more than the envelope held? It says so plainly and moves on. Nothing here is designed to make you feel behind. PENNLI PREMIUM Full access to Pennli requires a subscription. Choose an annual plan, or a one-time lifetime purchase. Current prices are shown in the app before you confirm anything. A free trial is available on the annual plan. Terms of Use: https://newdevway.com/pennli/terms Privacy Policy: https://newdevway.com/pennli/privacy