OweNo vs MoonSense

OweNo makes splitting expenses with friends, family, and travel groups effortless — so you can focus on the fun, not the spreadsheets. SPLIT ANY WAY YOU LIKE Add expenses in seconds. Split equally or customise amounts per person. Scan a receipt with your camera to pre-fill the details automatically. Multi-currency support with live exchange rates means travelling together is never complicated. KNOW EXACTLY WHERE YOU STAND OweNo's smart debt simplification algorithm minimises the number of payments needed to settle a group. Your balances always float to the top, so you can see at a glance who owes what — and settle with a single tap. MADE FOR GROUPS Create groups for dinners, holidays, flatmates or family. Organise members into family sub-groups, pin your most active groups, and use Travel Groups for trip-specific planning — including a built-in itinerary tab. CROSS-GROUP OVERVIEW See all your outstanding balances across every group in one place, converted to a single currency with live exchange rates. One net figure tells you exactly where you stand across your entire social circle. STAY IN THE LOOP Push notifications keep everyone informed the moment an expense is added, edited, or settled — without spamming the person who made the change. PRIVACY & SECURITY Sign in with Google or Apple. Your data stays yours. Deactivate your account at any time and reactivate whenever you're ready, with all your history intact. OTHER FEATURES - Receipt scanner (OCR) to pre-fill amounts automatically - Activity log with filters for every group - QR code invites — share a link or scan to join - Spending charts and category breakdowns - Archive groups you're done with, restore them anytime - Community feedback — share ideas, report issues, vote on features

MoonSense makes shared money simple. Split bills with friends, manage group trips, and keep your personal budget on track, all in one clean app that works even when you are offline. SPLIT WITH FRIENDS AND GROUPS Add an expense, choose who shares it, and MoonSense does the math. Split evenly or by custom amounts, see who owes what, and settle up with a tap. Fair rounding means the cents always add up. BUILT FOR TRIPS AND HOUSEHOLDS Create a group for any trip or shared home. Track costs together, handle multiple currencies with exchange rates, and see everyone's balance at a glance. YOUR OWN WALLET Log income, spending, and savings. Set monthly category budgets and see a simple breakdown of where your money goes. QUICK WAYS TO ADD Add a transaction by voice, scan a receipt with the camera, or log a card payment automatically with a Shortcuts automation. WORKS OFFLINE MoonSense is offline-first. Add and edit anything with no connection, and it syncs automatically when you are back online. PRIVATE AND SECURE Sign in with Apple, lock the app with Face ID, and delete your account and data anytime. No ads, and we never sell your data. MOONSENSE PLUS MoonSense is free to use. MoonSense Plus is an optional subscription that unlocks unlimited voice and receipt entries, AI month reviews, and premium insights like burn rate, six-month trends, and spending alerts. Plans are RM 12.99 per month or RM 99.90 per year, auto-renewing, with prices that may vary by region. Payment is charged to your Apple ID at purchase confirmation. Your subscription renews automatically unless you cancel at least 24 hours before the current period ends. You can manage or cancel anytime in your Apple ID settings. Terms of Use: https://moonsense.app/terms Privacy Policy: https://moonsense.app/privacy