OweNo vs DivvyBill

OweNo makes splitting expenses with friends, family, and travel groups effortless — so you can focus on the fun, not the spreadsheets. SPLIT ANY WAY YOU LIKE Add expenses in seconds. Split equally or customise amounts per person. Scan a receipt with your camera to pre-fill the details automatically. Multi-currency support with live exchange rates means travelling together is never complicated. KNOW EXACTLY WHERE YOU STAND OweNo's smart debt simplification algorithm minimises the number of payments needed to settle a group. Your balances always float to the top, so you can see at a glance who owes what — and settle with a single tap. MADE FOR GROUPS Create groups for dinners, holidays, flatmates or family. Organise members into family sub-groups, pin your most active groups, and use Travel Groups for trip-specific planning — including a built-in itinerary tab. CROSS-GROUP OVERVIEW See all your outstanding balances across every group in one place, converted to a single currency with live exchange rates. One net figure tells you exactly where you stand across your entire social circle. STAY IN THE LOOP Push notifications keep everyone informed the moment an expense is added, edited, or settled — without spamming the person who made the change. PRIVACY & SECURITY Sign in with Google or Apple. Your data stays yours. Deactivate your account at any time and reactivate whenever you're ready, with all your history intact. OTHER FEATURES - Receipt scanner (OCR) to pre-fill amounts automatically - Activity log with filters for every group - QR code invites — share a link or scan to join - Spending charts and category breakdowns - Archive groups you're done with, restore them anytime - Community feedback — share ideas, report issues, vote on features

Split Bills in Seconds with DivvyBill Split restaurant bills, travel expenses, hotel costs, rent, and group payments with ease. DivvyBill is the fastest and simplest bill splitter and tip calculator for friends, roommates, couples, and families with no account or sign-up required. Whether you are dining out, traveling with friends, planning a vacation, or sharing household expenses, DivvyBill helps everyone know exactly what they owe. Why You'll Love DivvyBill Fast Bill Splitting Split bills equally or customize each person's share Add subtotal, tax, and tip with instant calculations See everyone's amount update in real time Smart Tip Calculator Choose from 10 percent, 15 percent, 18 percent, 20 percent, or 25 percent tip presets Enter any custom tip percentage Calculate tips on subtotal or total See how much you save by avoiding tips on tax Flexible Group Expense Splitting Split restaurant bills with friends Share travel and vacation expenses Divide hotel costs Manage roommate expenses and rent Handle any shared group payment Customize Every Payment Assign custom amounts or percentages Let one person pay more while everyone else splits the remaining balance Set individual tip percentages for each person Supports 30 plus Currencies Switch currencies instantly Exchange rates update automatically when available Share Results Instantly Send split summaries via iMessage, WhatsApp, AirDrop, or any sharing app Everyone sees exactly what they owe Split History Every bill is saved locally on your device Review previous expenses anytime No account or cloud storage required Built In Tipping Guide Tipping etiquette for over 20 countries Perfect for international travel DivvyBill Pro Upgrade once and keep it forever. Remove ads Export bills as PDF No subscriptions. No monthly fees. No recurring charges. Your Privacy Matters Your expense history stays on your device. DivvyBill never uploads your bill data or requires an account. The free version displays Google AdMob ads, which may use your device's advertising identifier according to your privacy settings. Whether you are splitting dinner with friends, sharing vacation costs, managing roommate expenses, or calculating tips at a restaurant, DivvyBill makes splitting bills simple, fair, and stress free.