Spenny vs FinPilot

The expense tracker that respects your privacy. A simple alternative to Mint, YNAB, Rocket Money, Empower, and Every Dollar — without the cloud. Your money story is yours. Spenny stores everything on your iPhone and syncs only through your personal iCloud account. No accounts to create. No servers we control. No tracking. No ads. WHAT YOU CAN DO • Log expenses and income in seconds — type, scan, or speak • Set monthly budgets by category and watch them fill up • Scan receipts with your camera — Spenny extracts amount, store, and date on-device • Use Quick Entry to type naturally: "12 lunch yesterday" — Spenny figures it out • Speak instead of type with Voice Input — works hands-free • Sync seamlessly across iPhone, Apple Watch, and Home Screen widgets • Share a household budget with your partner via CloudKit • Export everything to CSV anytime, no questions asked • Use Siri Shortcuts and Lock Screen widget for one-tap logging PRIVACY YOU CAN VERIFY Receipts processed on your device. Voice transcribed on your device. Data lives in your iCloud, encrypted, controlled by you. Delete the app and your data goes with it. We collect anonymous diagnostic and crash data to fix bugs — never linked to you, never sold. LOCALIZED IN 9 LANGUAGES English, Türkçe, Deutsch, Español, Français, Italiano, Português (Brasil), 日本語, العربية. SPENNY PRO Unlock the full toolkit: • Quick Entry — natural language input • Scan Receipt — instant receipt parsing • Voice Input — hands-free entries Try Pro free for 3 days. Monthly or yearly subscription. Your subscription auto-renews unless cancelled. Manage anytime in Settings → Apple ID → Subscriptions. Privacy: https://mgokhanyavuz.github.io/spenny-web/privacy.html Terms: https://mgokhanyavuz.github.io/spenny-web/terms.html Built with care by an indie developer. Feedback? mgokhan.yavuz@gmail.com

FinPilot is an expense tracker for everyday purchases. Add expenses manually, or capture a receipt or voice note to prepare an AI draft. Review the merchant, date, amount, currency, category and receipt items before saving. See monthly spending and category statistics, then search, filter, edit or delete transactions. Record recurring purchases and subscriptions with custom intervals and optional end dates. Use multiple currencies. A local guest wallet works without an account; authenticated sync and shared wallets are optional. AI capture needs sign-in and internet. Get four free AI captures each week; FinPilot Pro unlocks unlimited AI capture. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/