Spenny vs Rizur

The expense tracker that respects your privacy. A simple alternative to Mint, YNAB, Rocket Money, Empower, and Every Dollar — without the cloud. Your money story is yours. Spenny stores everything on your iPhone and syncs only through your personal iCloud account. No accounts to create. No servers we control. No tracking. No ads. WHAT YOU CAN DO • Log expenses and income in seconds — type, scan, or speak • Set monthly budgets by category and watch them fill up • Scan receipts with your camera — Spenny extracts amount, store, and date on-device • Use Quick Entry to type naturally: "12 lunch yesterday" — Spenny figures it out • Speak instead of type with Voice Input — works hands-free • Sync seamlessly across iPhone, Apple Watch, and Home Screen widgets • Share a household budget with your partner via CloudKit • Export everything to CSV anytime, no questions asked • Use Siri Shortcuts and Lock Screen widget for one-tap logging PRIVACY YOU CAN VERIFY Receipts processed on your device. Voice transcribed on your device. Data lives in your iCloud, encrypted, controlled by you. Delete the app and your data goes with it. We collect anonymous diagnostic and crash data to fix bugs — never linked to you, never sold. LOCALIZED IN 9 LANGUAGES English, Türkçe, Deutsch, Español, Français, Italiano, Português (Brasil), 日本語, العربية. SPENNY PRO Unlock the full toolkit: • Quick Entry — natural language input • Scan Receipt — instant receipt parsing • Voice Input — hands-free entries Try Pro free for 3 days. Monthly or yearly subscription. Your subscription auto-renews unless cancelled. Manage anytime in Settings → Apple ID → Subscriptions. Privacy: https://mgokhanyavuz.github.io/spenny-web/privacy.html Terms: https://mgokhanyavuz.github.io/spenny-web/terms.html Built with care by an indie developer. Feedback? mgokhan.yavuz@gmail.com

Rizur makes expense tracking feel effortless. Add transactions by speaking naturally, scanning a receipt, typing the details yourself, or importing bank notification emails from Gmail. Rizur helps organize your spending so you can understand where your money goes without spending hours maintaining a ledger. Track expenses your way • Speak an expense naturally • Scan receipts from your camera or gallery • Enter transactions manually when you need full control • Import transaction details from supported Gmail messages Let AI handle the repetitive work. Rizur can extract useful details such as the amount, vendor, date, category, and payment method. Review the result, make any changes, and save. Understand your spending View monthly spending, income, cash flow, and top categories from a clear dashboard. Search and review transactions from one organized ledger. Stay in control You can review imported and AI-generated information before relying on it. Gmail access is read-only, and Rizur does not send, delete, or modify your emails. Rizur is built for people who want a faster, simpler way to keep their finances organized. AI-powered features include a limited free usage allowance. Unlimited use requires a Rizur Pro subscription, available as a separate in-app purchase. Some AI features require an internet connection. Extraction results may occasionally require correction. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/