Compound Interest & Withdrawal vs QUELL

Plan your money from your first dollar saved to your last dollar withdrawn. A focused financial calculator that does two jobs really well: it projects what your savings become over decades, and shows how long they'll last once you start drawing them down. GROW YOUR WEALTH Project compound growth with realistic, customizable inputs: • Starting amount and recurring contributions • Monthly or annual contribution schedules • Daily, monthly, or annual compounding • Year by year breakdown of every dollar earned • Visual breakdown of principal, contributions, and interest PLAN YOUR RETIREMENT Stress-test your nest egg before you depend on it: • Inflation-adjusted • Model any withdrawal rate (4%, 3.5%, custom) • See exactly when (or if) your money runs out • Monthly, quarterly, or annual withdrawal schedules • CAGR-based returns, the way stock returns are actually quoted BUILT FOR CLARITY • Interactive charts you can tap to explore • Auto-calculates as you type

QUELL helps you understand why you spend and gives you simple tools to stop impulse buying and keep more of your money. By linking your daily mood to your spending, QUELL reveals the patterns behind every unplanned purchase, so you can pause the urge and watch your savings grow. Most money apps only track what you spent. QUELL shows you why, then helps you change it. WHY YOU WILL LOVE QUELL - See the real link between your mood and your impulse spending - Pause before you buy with a built in 24 hour cooling off list - Turn every purchase you resist into visible money saved - Get a private AI coach that reads your real patterns and gives honest, judgement free advice - Build calmer money habits with daily check ins that take seconds TRACK MOOD AND MONEY - Log your mood in a single tap, any time of day - Record impulse buys and the feeling behind each one - Tag triggers like stress, boredom, sadness, reward and fomo - See your spending and savings update in real time UNDERSTAND YOUR PATTERNS - Clear charts link mood to spending across 30, 90 and 365 days - Spot your highest risk days, top categories and biggest triggers - A year in pixels view shows your whole year of moods at a glance BEAT THE URGE - Add any want to a 24 hour list and sleep on the decision - Release it when the timer ends and bank the savings - Log a win every time you resist and watch your total climb YOUR PRIVATE AI COACH - Chat with a coach that understands your own data - Ask for a second opinion before a big purchase - Receive a weekly read on your mood and spending PRIVATE BY DESIGN - Your data stays on your device - No account and no sign up required - Nothing leaves your phone without your tap - Optional Face ID lock for extra privacy QUELL PRO Upgrade to unlock the AI coach, predictions, the pre purchase guard, deep stats, the mood meter and more. Choose a monthly, yearly or one time lifetime plan. Start completely free and upgrade whenever you are ready. Start today, quiet the urge, and watch your savings grow. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/