Tally vs SiloSpend

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds — the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place — Netflix, Spotify, Claude, that one app you forgot about — each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or − to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year — tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget — one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button — including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON — every purchase, subscription, account, income entry, budget, and balance snapshot — so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) — and even those are anonymous.

SiloSpend is a ledger for one-time expenses and recurring bills. Set a monthly budget, log what you spend, and see what is left. Mark a bill paid when you pay it. There is no SiloSpend account and no bank login. What you can do Log an expense with an amount, a date, a category, and a note. Keep rent, phone, and other bills on a calendar, weekly, monthly, or yearly. See spent, left, and due bills for the month. Switch currency, and convert an expense that uses another currency. Choose English, Arabic, French, Spanish, Portuguese, Dutch, or German. Use light, dark, or match the phone. SiloSpend Pro SiloSpend Pro is $1.99 a month or $12.99 a year. The yearly plan is about 45% less than twelve monthly payments. Payment is charged to your Apple ID. The plan renews unless you cancel at least 24 hours before the period ends. You can manage or cancel it in your Apple ID settings. Pro includes A receipt photo or a PDF, kept with that expense. A reminder for each bill, on the date and time you choose. Home screen and lock screen widgets for what you spent, what is left, and the next bill. A CSV file for a spreadsheet, for all your data or a date range. A backup file you save where you choose. Restoring a backup eplaces the expenses and bills in the app with that file. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/