Comparison

Flowly vs Tally

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Flowly

Features
Read full description

Most budget apps tell you what you spent last month. Flowly tells you what you can spend TODAY. One number. Every morning. Calculated from your monthly budget, your subscriptions, and what you've already spent โ€” so you never have to do the math or feel guilty guessing. TODAY'S LIMIT โ€ข A daily spending limit that adapts as the month goes on โ€ข Log an expense in two taps with smart categories โ€ข Instantly see today, this month, and subscription totals NEVER MISS A RENEWAL โ€ข Track all your subscriptions in one place โ€” Netflix, Spotify, iCloud+ and 30+ built-in templates โ€ข Free trial tracking with reminders before you get charged โ€ข See the true monthly and yearly cost of everything you're signed up for โ€ข Pause or cancel states, so your budget always reflects reality BUILD A STREAK โ€ข Track your spending daily to grow your streak from Spark to Legendary โ€ข Milestone celebrations at 3, 7, 14, 30, 100 days and beyond โ€ข Share your streak with friends SEE WHERE IT GOES โ€ข NEW: Monthly Recap โ€” your month summarized: total spent, top categories, biggest expense, and how it compares to last month โ€ข Share your recap as a beautiful card โ€ข Monthly breakdowns by category โ€ข Budget alerts before you overshoot, not after โ€ข Export everything to CSV anytime ON YOUR HOME & LOCK SCREEN โ€ข Widgets show today's limit at a glance โ€ข Lock Screen and StandBy widgets โ€” your daily number without unlocking PRIVATE BY DESIGN โ€ข Face ID / Touch ID app lock โ€ข Your data stays in your iCloud โ€” synced across devices, visible to no one else โ€ข No accounts, no ads, no tracking WORKS EVERYWHERE โ€ข 20+ currencies โ€ข Custom categories, synced via iCloud Flowly is free to use. Flowly Pro unlocks unlimited subscriptions, unlimited custom categories, CSV export, and full Monthly Recap insights โ€” try it free for 7 days. Download Flowly and know what you can spend today. Terms of Use: https://www.sinbalabs.com/app/flowly/terms Privacy Policy: https://www.sinbalabs.com/app/flowly/privacy

About

Tally

This personal finance tracker helps you log purchases, manage subscriptions, and monitor account balances. It offers features like receipt scanning, voice logging, and customizable budgets. Your financial data stays private on your device.

Highlights
  • Log purchases with auto-focused keyboard
  • Scan receipts with camera or Action Button
  • Log spending by voice
  • Track recurring subscriptions with reminders
  • Manage multiple accounts and balances
  • Set monthly and per-category budgets
  • Import data from bank statements (PDF/photo)
Features
Read full description

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds โ€” the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place โ€” Netflix, Spotify, Claude, that one app you forgot about โ€” each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or โˆ’ to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year โ€” tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget โ€” one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button โ€” including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON โ€” every purchase, subscription, account, income entry, budget, and balance snapshot โ€” so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) โ€” and even those are anonymous.

Screenshots

Flowly4 screens
Tally4 screens

Verdict

The call

The clearest difference is in-app purchases: Tally at none against Flowly's 5. Tally also leads on iOS requirement (17.0 vs 26.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Flowly sells 5 in-app purchases, starting at $9.99 per year. Tally asks for nothing beyond the download.

UpkeepUpdate frequency

Flowly ships an update every 2 weeks, Tally weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences ยท 5 level
Flowly versus Tally: the parameters behind the verdict, then further details
ParameterFlowlyTally
PriceFreeFree
Update frequencyEvery 2 weeksWeekly โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
Monetizationโ€”Free
DevicesiPhoneiPhone
Requires iOS26.417.0 โ€” better
Further details โ€” not scored
Size12 MB9 MB
Age rating12+4+
DeveloperJeyapalan BavitharanRyuya Tanabe

In-app purchases

5 purchases

Flowly

Subscriptions1
  • Flowly Pro Yearly7 Days trial$9.991 Year
One-time4
  • Small Tip$0.99
  • Medium Tip$4.99
  • Large Tip$9.99
Show 1 more
  • Flowly Pro Lifetime$19.99
None

Tally

No in-app purchases

Questions

Is Flowly free?
Flowly is free to download, with in-app purchases available.
Is Tally free?
Tally is free to download, with no in-app purchases.
Do Flowly or Tally have ads?
Neither Flowly nor Tally shows ads.
Which is updated more often, Flowly or Tally?
Flowly ships an update every 2 weeks, and Tally weekly. Most recently, Flowly was updated on October 25, 2026 and Tally on October 24, 2026.

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