Finance Calculator & Planner vs InterestLab

Your financial goals deserve more than guesswork. Finance Calculator & Planner helps you turn financial goals into clear numbers, simple plans and practical decisions. Plan your budget, income, savings, profit, loans, taxes and investments in one clean finance app. Whether you want to save more money, reach an income goal, calculate compound interest, compare profit scenarios or understand the real cost of a loan — this app gives you the tools to make it happen. Set a goal, enter your numbers and instantly see what it takes to reach it. What you can calculate: • Financial goals and money targets • Savings plans and income goals • Compound interest and investment growth • Budget, profit, revenue and margin • Loan payments and repayment scenarios • Taxes, deductions and net income • ROI and business decisions • Freelance rates and pricing • Rental income and yield • Creator income and side hustle scenarios • Subscription and habit costs • Time value of money • Tips and bill splitting Built for real financial decisions Finance Calculator & Planner is designed for savers, freelancers, creators, students, entrepreneurs, side hustlers and anyone who wants more clarity with money. Use it to answer the questions that actually matter: • How much should I save each month? • How much income do I need to reach my goal? • What price should I charge for my work? • How much profit is left after costs? • How much will this loan really cost? • Is this investment or business idea worth it? • How much are small habits costing me over time? Why users choose it • Multiple finance calculators in one app • Clear results and practical scenarios • No signup required • Works offline • Clean dark interface • No ads A big financial goal becomes easier when you can see the numbers clearly. Break it down, make a plan and move forward with confidence. Use Finance Calculator & Planner to plan smarter, compare options and take real steps toward financial freedom.

InterestLab is a complete financial calculator toolkit for everyday money decisions — from mortgages and loan payoffs to savings, interest rates, and dates. Clean, fast, and fully offline. Whether you're comparing a home loan, planning to pay off a credit card faster, or projecting how your savings will grow, InterestLab gives you clear numbers, helpful charts, and a shareable PDF — all in seconds. WHAT YOU CAN DO . Mortgage — Enter the home price, down payment, rate, and term to see your monthly principal & interest, total interest, payoff date, a balance-over-time chart, and a full amortization schedule you can export as a PDF. . Loan Payoff — See how long until a balance is paid off and how much interest you'll pay. Add an extra monthly amount to see the time and interest you'd save. . APR ↔ APY — Convert between the nominal (APR) and effective (APY) annual rate for any compounding frequency — the fast way to compare loan and savings offers. . Savings with Deposits — Project growth with recurring monthly deposits, an optional yearly deposit increase, and inflation. Watch it build with a growth curve and an invested-vs-earnings breakdown. . Fixed Income — Model a lump-sum investment over days, months, or years, with inflation-adjusted results. . Loan Rate Finder — Discover the true interest rate hidden in a set of fixed payments — perfect for comparing financing offers. . Variable Income — Track gains and losses on any asset from purchase to sale, with daily, monthly, and annual rates. . Gains (Run-up) & Losses (Drawdown) — Understand the percentage needed to recover a loss, or given back after a gain. . Equivalent Rates & Stated Rate — Convert rates between periods and work with stated/effective rates (SAR / ER). . Dates — Days between two dates (calendar and business days), add or subtract time, and track ages, events, and anniversaries. . History — Save any calculation, search your records, and export or share results as a clean PDF. BUILT FOR PRIVACY InterestLab works fully offline. There are no accounts, no sign-in, no ads, and no tracking. Everything you calculate and save stays on your device — we never see your data. SIMPLE, POLISHED, FAST A tidy home screen, native charts, haptic feedback, Dark Mode, and Dynamic Type support make InterestLab a pleasure to use on any iPhone. PREMIUM (OPTIONAL) The free version covers everyday calculations. A single one-time purchase unlocks unlimited terms for long-range projections — no subscription, ever. Disclaimer: InterestLab provides estimates for informational purposes only and is not financial, tax, or legal advice. Always verify results and consult a professional before making financial decisions.