CheckSense vs Settle
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
CheckSense
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Stop guessing what you can afford. CheckSense calculates exactly how much you can safely spend based on your paycheck, bills, and expenses. Just enter: your paycheck schedule your income your upcoming bills And instantly see: your safe daily spending limit what bills are included before your next paycheck how much money you actually have available Features Smart paycheck-based budgeting Automatic bill filtering by due date Daily safe spend calculation βCan I afford this?β simulator Clear breakdown of included vs excluded expenses Simple, fast setup in under 1 minute Built for real life Designed for people who get paid weekly, biweekly, or monthly and want a simple way to avoid overspending between paychecks. No spreadsheets. No guessing. No stress.
Settle
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Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. β’ Drag to log, or add in a couple of taps β’ Multiple accounts with multi-currency support β’ Transfers between your own accounts, and a spend can become one at any time β’ Budgets and monthly spending insights β’ Clean charts, light and dark themes β’ No sign-up, no ads, no tracking SETTLE PRO β’ Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good β’ Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall β’ Recurring rules: rent, subscriptions, and bills record themselves on schedule β’ monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/
Screenshots
Verdict
The clearest difference is device support: CheckSense at 3 against Settle's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CheckSense ships an update every 3 days, Settle every 4 days. The most recent releases landed on September 23, 2026 and September 16, 2026 respectively.
| Parameter | CheckSense | Settle |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days β better | Every 4 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.1 β better | 16.4 |
| Further details β not scored | ||
| Size | 186 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Wilson Loureiro | Eduard Kovtun |
In-app purchases
CheckSense
No in-app purchases
Settle
No in-app purchases






