Cent vs Settle

Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? • 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. • ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. • INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. • SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. • EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/