Inkapify vs Weally Wealth Manager

Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always available even without a connection. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month TRACK EVERY TRANSACTION: • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Soft delete with Trash — restore anything in one tap BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 18+ REPORTS & INSIGHTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags • By Payee — where your money goes per merchant • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned • Subscription Tracker — all recurring charges in one view • Year Over Year — compare your top expenses and income year over year • Compare any report across multiple years side by side (Pro) • Drill down from any chart to the individual transactions behind the numbers (Pro) RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates WORKS OFFLINE — BUILT FOR PRIVACY: • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore as a secure backup file or to iCloud Drive • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 10 themes free, 23 with Pro — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 13 tile types • Multi-currency with 170+ currencies supported PLANS: Free: track transactions, accounts, and basic reports forever. Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more. Try free. Upgrade when you're ready. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/

Weally Wealth Manager helps you track and plan your money without the chore of logging every expense — or sticking to a routine. Your money is scattered — a few bank accounts, some cash, stocks, an investment or two — and what you owe is scattered too: credit cards, paylater balances, the things that quietly eat into what you actually have. Most apps ask you to categorize every coffee to make sense of it. Weally doesn't. Snapshot the current balance of each account and each liability whenever you like — 30 seconds, once a week, every other week, once a month, whenever life lets you. There's no streak to break and no daily prompt to ignore. Weally does the rest: assets minus what you owe, in one honest number. Check in when you can, and your financial health stays on track in between. KNOW YOUR REAL FINANCIAL HEALTH • Every account in one figure — banks, cash, stocks, investments, FX/gold, credit cards, and paylater. • Assets minus liabilities, so the number reflects what you actually keep. • Pick any past date as your anchor; every gain and loss instantly re-bases to it. SEE HOW IT MOVES • A trend line of your net wealth over time. • Allocation across Banks, Stocks, Other, and Credit — the full picture, not just assets. • A Movement (Sankey) view showing exactly which accounts grew and which shrank between two dates. Rotate to landscape for a full-screen look. • Calendar history: tap any day to see that day's snapshot, add a note, or clear it. ON YOUR TERMS • Include only what matters — hide volatile sections like Stocks with one tap; Banks stays locked on as your baseline. • Per-account chart toggles keep noisy accounts out of the view but still in the total. • Cross-chart sync — tap a date in one chart and every other chart highlights it. • Currency auto-detected from your region (PHP, IDR, USD, EUR, GBP, JPY, SGD, and more), with light and dark themes. PRIVATE BY DESIGN Your data lives only on your phone. No accounts, no cloud sync, no analytics, no third-party tracking. Export the whole dataset as JSON anytime. No bank linking. No categorizing. No ads, no upsells, no premium tier — just the clearest possible answer to "where do I stand?", every week. Weally Wealth Manager. Check in when you can. Know where you stand.