Inkapify vs Expense Tracker

Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Try Pro free for 7 days. FREE TRIAL: Eligible new subscribers get 7 days of Pro free. Monthly or annual plans, billed to your Apple ID. Auto-renews unless cancelled at least 24 hours before the trial or period ends. Manage in App Store settings. Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always available even without a connection. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month TRACK EVERY TRANSACTION: • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Soft delete with Trash — restore anything in one tap BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 20+ REPORTS & INSIGHTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags (Pro) • By Payee — where your money goes per merchant (Pro) • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned (Pro) • Subscription Tracker — all recurring charges in one view (Pro) • Year Over Year — compare any report across years side by side (Pro) • Spending Pace — where this month is heading • Monthly Recap — last month at a glance • Unusual Spending, Fixed vs Flexible, Money Flow (Pro) • Drill down from any chart to its transactions (Pro) RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule (Pro) • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates WORKS OFFLINE — BUILT FOR PRIVACY: • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore as a secure backup file or to iCloud Drive • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 10 themes free, 23 with Pro — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 20 tile types • Multi-currency with 170+ currencies supported PLANS: Free: track transactions, accounts, and basic reports forever. Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/

Log an expense in the time it takes to pocket your change. Daily Expense is a private, lightweight spending log: type the amount, pick a category, done — and the app tells you exactly what is left of this month's budget, not just what is gone. No bank logins, no sign-up, no waiting for transactions to sync. You log the money the moment you spend it — including the cash your bank never sees — so the numbers on screen are the real ones. WHAT YOU GET • A coffee logged in three taps, before you have even left the counter • One budget bar that says "184 left, 12 days to go" instead of a shock at month end • Rent, streaming and gym listed with a reminder before each one is due — no surprise charges • Cash, card and e-wallet kept as separate wallets, so every balance stays honest • A 90-day trend chart that points at the exact week the overspending started • Your entire ledger exported to CSV whenever you want it — your data is never held hostage PERFECT FOR • Students stretching an allowance to the end of the month • Anyone paid monthly who is somehow broke by day 20 • Cash-heavy spenders whose banking app misses half their money • Freelancers keeping personal and work spending in separate wallets WHY NOT JUST USE YOUR BANKING APP? A banking app shows where the money went days after it left, misses cash entirely, and never asks what you planned to spend. Daily Expense starts from your budget, records the moment you pay, and shows the gap between plan and reality while there is still time to fix it. PRIVATE BY DEFAULT Everything stays in a database on your iPhone. No account, no bank connection, no cloud upload, no tracking. Reminders are scheduled locally on the device. The only way your data leaves the phone is when you export it yourself. FULL ACCESS Daily Expense requires a Pro purchase: an auto-renewing weekly or yearly subscription, or a one-time lifetime unlock. Pro gives you the full app — unlimited category budgets, multiple wallets, recurring bills with reminders, day, week and month insights, and the full 90-day spending trend. Prices are shown in the app before you buy, and subscriptions can be cancelled anytime in your App Store settings. Download Daily Expense and log your first expense in under ten seconds — tonight you will already know where today went. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia